The fund I bought is not good, and this situation is very bad. Judging from my current income, the loss rate has reached more than 20%. This loss rate is actually scary, but from the perspective of funds, this situation is actually very common. Because in the fund market, it is either profit or loss, and most of them only have such a result. And recently, the fund situation is not good, I think the reason is that the valuation of many funds has reached a very high level. We can imagine that the fund will not keep rising. The current Shanghai Composite Index is only over 3,000 points, while the previous Shanghai Composite Index is close to 6,000 points. This Shanghai Composite Index is actually not high at present, but the current capital situation is not hopeless. In the past, the Shanghai Composite Index dropped from 6000 points to 1000 points, which was very terrible. At that time, many citizens listened to the opinions of those experts, which caused great losses. The financial situation was very poor that year.

Judging from the current situation, the fund has not yet reached such a point. It's just a normal callback, which is also a normal thing, and the strength of this callback is still relatively large. Because the previous bubble was also very big, just because of the opinions of those financial managers, many newcomers became the pick-up man. However, in the long run, the income of the fund is still very stable. Of course, it takes a full year, not frequent trading. This kind of income will be unstable, it is difficult to accurately judge the situation in the short term, and the long-term situation is easier to analyze.

Most of the funds I bought are at a loss. One bond fund lost very little, just one or two points. This income is the most stable. Only a few people can persist, and most people start selling after seeing this decline, so the income will turn negative. Therefore, according to my plan, this negative income has little impact on me and needs to be put aside for more than two years.