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What does the housing maintenance fund mean?
When buying a house, in addition to paying the house price, you also need to pay the property tax and the house maintenance fund. Many people don't know much about housing maintenance fund, so what does housing maintenance fund mean? Let's take a closer look with Bian Xiao.

What does the housing maintenance fund mean?

1, the housing maintenance fund mainly includes the housing public facilities special fund and the housing maintenance fund, so it is also called "public maintenance fund" and "special maintenance fund", which means that the owners of the community pay a certain amount of money into a special account for the maintenance of the public parts and facilities and equipment of the community, and the owners authorize the owners' committee to manage and use the funds in a unified way.

2. The housing maintenance fund is jointly raised by all the owners of the community. Owners enjoy the ownership of the housing maintenance fund according to the proportion of payment, but the right to use the housing maintenance fund belongs to all owners. The housing maintenance fund is managed by the housing authority where the house is located, and the application process will be more complicated.

3. Special funds for housing public facilities are generally used for projects such as the renovation of residential areas and public facilities, and cannot be used for other purposes. In addition, the housing maintenance fund implements the principle of "money goes with the house". When the house is transferred, the balance in the house maintenance fund account will also be transferred to the new owner of the house.

4. The main load-bearing structures of the house include: foundation, internal and external load-bearing walls, columns, beams, floors, roofs, etc. Public parts include: outdoor walls, hallways, staircases, corridors, etc.

5. Public facilities and equipment specifically include: water supply and drainage pipelines and equipment, power distribution cables and equipment, elevators, public lighting, fire-fighting facilities, green spaces, roads, ditches, non-operating parking garages, public sports facilities and other facilities and equipment used by the owner in the house and related supporting areas.

6. It is the obligation of every owner to pay the house maintenance fund. Under normal circumstances, the owner should pay the housing maintenance fund before handing over the house. If the owner pays the first special maintenance fund, then the owner can directly deposit it into the special account for housing maintenance fund, but the owner can also entrust the developer to pay it on his behalf.

7. Only when the warranty period of the public parts, facilities and equipment of the property expires and it is necessary to overhaul, update or transform, the owner can apply for the use of the housing maintenance fund. The specific owners shall share the cost proportion according to the determination standard of voting rights. When the housing maintenance fund is idle, it shall not be used for other purposes except the purchase of treasury bonds or other funds stipulated by laws and regulations.

The above is a detailed introduction to the meaning of housing maintenance fund. Housing maintenance fund is actually the "old-age medical insurance" of the house. When the public facilities of the house are damaged, the house maintenance fund can be used to pay the maintenance expenses, and different types of houses need to pay different maintenance funds.