The deposit of provident fund generally adopts the method of withholding wages, that is, a certain percentage of the provident fund quota is deducted from the monthly salary of employees, and the unit pays it on its behalf. The specific deposit ratio may be different in different regions and units, but it is generally deducted according to the proportion stipulated by the state. In addition, individuals can also deposit provident fund through online banking. The specific process is as follows: 1. Go to the bank website or mobile APP and log in to the account. 2. Select options such as "Transfer" or "Credit Card Repayment" to enter the transfer page. 3. Enter the provident fund deposit account number and bank information. 4. Enter the deposit amount and confirm the transfer operation. It should be noted that different banks may have different ways to pay the provident fund. Please consult your bank for details.
If the deposit ratio is inconsistent with the state regulations, can I complain? Of course. The proportion of provident fund deposit is calculated according to the provisions of the state. If the unit or bank has illegal operation, it can complain to the local housing provident fund management center. At the same time, you can also protect your legitimate rights and interests through legal channels.
Provident fund deposits are generally made by withholding wages, and individuals can also make deposits through online banking. The specific way is related to the unit and the bank. If the deposit ratio is unreasonable, you can complain to the local housing provident fund management center to safeguard your rights and interests.
Legal basis:
People's Republic of China (PRC) Social Insurance Law Article 4 Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.