It is best that the funds are long-term. Historically, most funds hold long-term profits higher than short-term profits. The fund mainly invests in stocks, and the income is mainly determined by the rise and fall of stocks. However, it takes a long time for bulls and bears to switch in the stock market, so the expected return of holding funds for a long time is greater.

The stock fluctuates greatly, which is more suitable for high selling and low sucking. The daily rise and fall of Shanghai and Shenzhen stock markets is limited to 10%, and the daily rise and fall of GEM and science and technology innovation board stock markets is limited to 20%.