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How does medical insurance work?

Medical insurance companies can bring relevant documents to the local social security bureau for operation.

Basic analysis When consuming medical insurance, when consumer A takes his social security card or medical insurance electronic voucher to a designated medical institution outpatient department or designated drug store to make a purchase, if A’s personal account has a balance, then the balance of A’s personal account will be deducted first for this consumption.

; When the balance of A’s personal medical insurance account is insufficient, the “Personal Account *** Economic” account will be consumed.

Family financial account consumption is only used to pay for individual account consumption, and consumption related to medical insurance coordinated benefits is not supported for the time being.

My personal suggestion is that for the medical insurance provident fund, the insured person can transfer the funds from his personal account to close relatives through self-service. The specific transfer amount needs to be decided by the insured person himself. If you still

If you have other questions, you can also call 12333 social security consultation hotline to solve it. You can also bring relevant documents to the local social security bureau for consultation. This can better help you solve the problem. However, it should be noted that if there is false information,

, if legal liability arises, it must be borne by an authorized person, so authenticity must be ensured before performing relevant operations.

Among the reform measures this time, there is a big mechanism innovation, which is the implementation of family finance through personal accounts.

In fact, this reform is two big economies, one big big economy and one small big economy.

Large-scale financial services establish an outpatient financial security mechanism to implement financial security within the scope of all insured persons; small-scale financial services are family small-scale financial services.

In terms of specific measures, the scope that was originally used by employees’ personal accounts has now been expanded. Initially, there are three aspects. First, it was originally only for personal use. Now, individuals, spouses, parents, and children can seek medical treatment at designated medical institutions.

Personal medical expenses incurred during the period can now be paid from personal accounts.

Secondly, medicines purchased at designated pharmacies were originally only for personal use. Now, medicines, medical equipment, and medical consumables purchased at designated pharmacies can all be paid using the personal medical insurance accounts of family members and employees.

In the third aspect, it can be used for personal contributions to social insurance such as urban and rural residents’ basic medical insurance for my spouse, parents, and children.