In fact, the income of the fund has a great relationship with the principal. Generally, the more principal, the more value-added the fund, and the more money it earns.

But if the market is not good, the possibility of loss is the same, and the loss may be zero. However, because the fund is below a specified value, it will be closed, so the possibility of the fund falling to zero is very small.

However, it is still possible for some funds to drop to 30% a year. For example, if an investor buys a fund of 10000 yuan, a 30% decline means a loss of 3000 yuan. If you want to redeem it, you have to deduct a certain handling fee. The redemption amount is less than 7000 yuan. This shows that the risk of the fund is still quite large, and investors should be cautious when buying.

Precautions:

The difference between fund investment and stock is that it is a long-term investment, especially the fixed investment of the fund. The fixed investment of the fund is to use time to smooth risks and reduce the cost of holding positions. This investment method is more suitable for beginners.

The fluctuation of funds is much smaller than that of stocks. If you can't insist on long-term investment, the investment fund can't see any obvious effect, so there is no need to waste time here.