Alipay is authenticated by its real name when it is registered. Generally, a fund account will be opened for customers when they open Yu 'ebao. When signing the agreement, there are relevant agreements on obtaining customer information and opening an account, which may not be noticed by ordinary customers.

even if you already have a fund account in AliPay, you can't trade funds directly. You need customers to do a risk assessment to test their risk tolerance, and customers can only buy products that match their risk tolerance.