Yes Banks need a lot of financial support before the holiday, so banks can give relatively high interest rates. After the holiday, the capital demand slowed down and fell back to the normal level. Fund (English: Fund) is a reserve of funds or a special appropriation for starting, maintaining or developing a certain cause. Broadly speaking, funds are the collective name of institutional investors, including trust investment funds, unit trust funds, provident funds, insurance funds, retirement funds and funds of various foundations. In a narrow sense, funds refer to funds with specific purposes and uses. And the fund that people usually say refers to the securities investment fund.