The 2022 Civil Affairs Bureau critical illness assistance standards are as follows: 1. Apply for special outpatient services, go to designated hospitals for outpatient services or specific pharmacies to purchase anti-cancer drugs, etc. You can enjoy hospitalization benefits and can be directly reimbursed, which greatly reduces the burden. For example, outpatient visits are reimbursed 70%
-90% or above; 2. Apply for medical assistance for serious illness.
Medical assistance is funded by the government. After an individual has been reimbursed by the medical insurance pooling fund and critical illness insurance, if there are still expenses that have not been reimbursed, and the family is in trouble, the treatment expenses will be reimbursed by the government; 3. Apply for subsistence allowances.
If the family's economic situation takes a turn for the worse due to a serious illness, and the per capita income of family members is lower than the minimum living standard for local urban residents, you can apply for the subsistence allowance, which can provide a certain living subsidy every month, such as Changsha City's monthly payment of 750 yuan.
; Wuhan City distributes 870 yuan every month; 4. Participate in the Huimin Bao insurance.
Huiminbao is usually a medical insurance under the guidance of the local government and underwritten by commercial insurance companies. It has no age limit or past medical history. As long as you hold the local urban and rural residents medical insurance or urban employee medical insurance, you can participate in the insurance; 5. Participation tax
Excellent health insurance.
The tax-advantaged health insurance is guaranteed to be renewed until the age of 65. There is no deductible and you can insure even if you are sick. 100% of the medication is reimbursed within the scope of medical insurance and 80% is reimbursed outside the scope of medical insurance, including some vascular stents and anti-cancer drugs.
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Legal basis: Article 30 of the "Social Insurance Law of the People's Republic of China" The following medical expenses are not included in the payment scope of the basic medical insurance fund: (1) should be paid from the work-related injury insurance fund; (2) should be paid by a third party
(3) Should be borne by the public health department; (4) Seek medical treatment abroad.
Medical expenses should be borne by a third party in accordance with the law. If the third party fails to pay or the third party cannot be identified, the basic medical insurance fund shall pay first.
After the basic medical insurance fund has paid in advance, it has the right to recover compensation from the third party.