Usually Alipay's major fund companies will give preferential rates to their funds for conversion, mostly at 1%, but it also depends on the specific conversion varieties. For example, when the monetary fund of Everbright Prudential Company is converted into a quantitative core stock fund, it is converted according to the subscription fee of 1.5%, and there is no discount. It is better to redeem the money fund and buy the quantitative core fund again, so that you can enjoy the preferential rate of 0.6%.