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What is temporary medical insurance? How to apply for it? What are the benefits?

Wuhan's self-employed people, temporary workers, freelancers and other flexible employment personnel can also participate in basic medical insurance like employees in the unit. It was reported yesterday that the "Wuhan Urban Flexible Employment Personnel Basic Medical Insurance Measures" have been issued and will be launched in December

Effective from the 1st.

Urban flexible employment personnel refer to those who are employed flexibly on part-time, temporary or flexible jobs, including self-employed individuals, temporary workers, seasonal workers, labor workers, hourly workers, freelance writers, writers, translators, and intermediary service workers

hawkers, street vendors, etc.

To participate in basic medical insurance, flexible employment personnel should meet three conditions at the same time: men are over 16 years old and under 60 years old, women are over 16 years old and under 55 years old; Wuhan Jiang'an, Jianghan, Qiaokou, Hanyang, Wuchang,

Residents with permanent urban residence in Hongshan and Qingshan District; have completed urban basic pension insurance procedures at the payment window for migrant workers.

How to participate in the insurance: To participate in the basic medical insurance, flexible employment personnel should bring their household registration, ID card, proof of urban basic pension insurance and other relevant materials to the social insurance agency in the jurisdiction where they live to apply for basic medical insurance registration.

The payment base is the average monthly salary of Wuhan employees in the previous year, and the insurance premium is paid monthly at 6% of the payment base.

For example, if the average monthly salary of employees in Wuhan last year was 1,000 yuan, then flexible employment personnel would pay a monthly insurance premium of 60 yuan, which can be paid to the postal department every month.

How to see a doctor: All basic medical insurance premiums paid by flexible employment personnel are included in the basic medical insurance pooling fund, and individual basic medical insurance accounts are not established.

In other words, there are no personal funds on the medical insurance IC card.

When seeing a doctor in a hospital designated by the medical insurance, flexible employment personnel can use their IC card to register and pay at the medical insurance window.

The difference from the employee medical insurance card is that there is no funds in the flexible employment medical insurance card account, and the hospitalization procedures are the same as the employee medical insurance.

After paying basic medical insurance premiums for 6 months, flexible employment personnel will enjoy inpatient and outpatient emergency treatment paid by the basic medical insurance co-ordinating fund starting from the 7th month in accordance with the "Wuhan Basic Medical Insurance Measures for Urban Employees"

and medical insurance benefits for outpatient treatment of some severe diseases and chronic diseases.

Can apply for "large insurance". While people with flexible employment participate in basic medical insurance, they can also participate in large medical insurance in accordance with relevant regulations.

Dongxihu, Hannan, Caidian, Jiangxia, Huangpi, and Xinzhou Districts can refer to these measures to formulate their own measures for flexible employment personnel in the district to participate in basic medical insurance.

After participating in the basic medical insurance with the employer, those who terminate or terminate the employment relationship with the employer and interrupt the basic medical insurance shall continue to be covered by the basic medical insurance in accordance with the provisions of these Measures within 6 months from the date of rescission or termination of the employment relationship or the date of implementation of these Measures.

Those who participate in basic medical insurance will enjoy the medical insurance benefits paid by the unified fund from the month after the renewal payment; if the insurance is renewed beyond the prescribed time, 6 months after the renewal payment is completed, the medical insurance benefits will be paid by the unified fund starting from the 7th month.

medical insurance benefits.