Fund platforms can be divided into four categories, one is the fund purchase platform, such as Ant Fund, and the other is the major banks, such as ICBC and China Merchants Bank. The third category is the fund company's own APP or website, such as southern fund and Guangfa Fund, and the fourth category is the brokerage platform, such as Haitong Securities and CITIC Securities. There are so many types of fund platforms, and the handling fee for purchasing funds on that fund platform is lower. Let's take equity funds as an example. The handling fee for such funds is generally 1.5%, which is basically the handling fee for purchasing funds in banks. This is because banks think that there are many bank outlets, so the handling fee for purchasing funds is clearly marked and will not be discounted.
Buy a foundation discount on Alipay or WeChat's financial fund platform. Under normal circumstances, it is 1.5%, and it only needs 0. 15% after a 10% discount. Official website, a fund company, offers different benefits from APP. The handling fee of E Fund and Guangfa Fund is zero, which means that their funds have no handling fee, but only if they deposit money on their own platforms can they purchase funds.
The subscription rate of other fund companies is 1.5%. The last kind of brokerage platform, the funds purchased on the brokerage platform are not discounted. Although there are discount funds, ordinary investors can't get this discount, so it is not recommended to buy OTC funds. Having said that, we can roughly understand which platform is more suitable for buying funds. If you don't invest a lot of money, you can choose to buy funds such as Alipay. For example, if you invest 1 ten thousand yuan, you only need 15 yuan. This price is acceptable, but it is not appropriate to invest too much money. You can also choose the fund platform website or APP, and choose a platform without handling fees.