Accompanied by hardware, take good care of it
Triple reward, multiple care
Free of premium, humanistic care
Enjoy dividends and manage your finances steadily.
Policy loans and multi-purpose funds
(Not only the guarantee of future education, venture capital and wedding funds, but also the annual dividend and premium exemption, as well as the loan through the policy. If it is difficult for parents to provide for the elderly after the expiration, they can also take it out for their own pension without relying on their children. )
Example:
Mr. Wang, a 0-year-old son, insured the "China Life Fuxing Children's Endowment Security (Dividend-paying)" with the insurance amount of 65,438+00,000 yuan, and paid the annual premium of 65,438+04 in 54 yuan, and obtained the following income.
Survival insurance and expiration insurance
When the insured reaches the age of 18, he will pay 8000 yuan according to 80% of the basic insured amount on the effective date of that year.
When the insured reaches the age of 22, he will pay 8000 yuan according to 80% of the basic insured amount on the effective date of that year.
When the insured reaches the age of 25, he will pay 8000 yuan according to 80% of the basic insured amount on the effective date of that year.
When the insured reaches the age of 30, he will pay 6000 yuan according to 60% of the basic insured amount on the effective date of that year, and the contract will be terminated.
Growth insurance
After the death of the Insured or his physical disability, the Company will pay 50,000 yuan of growth insurance premium at 50% of the basic insurance amount on the corresponding day every year until the Insured reaches the age of 18 due to accident or illness or physical disability after the effective date of this Contract (before the effective date of the Insured reaching the age of 18).
death insurance
If the insured dies of an accident or illness after 180 days from the effective date of the contract (before 18 years old takes effect), the company will pay 120% of the premium paid (excluding interest) and the contract will be terminated; The insured becomes effective at the age of 18. In case of his future death, the Company will pay the death insurance money in one lump sum according to the sum of the living insurance money and the due insurance money, and the contract will be terminated.
Exempt from insurance premium
If the insured dies or is highly disabled due to an accident or after the effective date of the contract 180 days (before the insured reaches the age of 18 years), the insurance premium shall be exempted from the date of the insured's death or the date of his high disability, and the contract shall continue to be valid.
Enjoy the bonus
Expert investment, prudent financial management, enjoy company dividends.
Insurance policy loan
Get a loan according to the terms and conditions of the policy.
If you have any other insurance questions, please come: protect more fish and talk about insurance.