1. What are the risks of Alipay buying a fund?
1, platform risk
Most of the fund products sold on Alipay belong to consignment products. Alipay is just a platform for displaying and purchasing fund information. Subscription funds are not managed by Alipay, and the specific operation of the fund has nothing to do with Alipay, so the platform itself is not risky.
Not to mention the powerful strength of Alipay, even if it really goes bankrupt, it will not have a great impact on the funds purchased through Alipay.
2. Product risk
The biggest risk for Alipay to buy a fund lies in the risk level of the fund product itself. According to the different investment targets, the funds in Alipay can be roughly divided into money funds, bond funds, hybrid funds, stock funds and index funds. Among them, the risks of money funds and bond funds are relatively low.
The information introduction page of each fund product has detailed tips on the fund risk level. For example, the risk level marked by Huaxia Monetary Enhancement Fund is low risk. Investors need to combine their own risk tolerance and choose products with the same level or lower risk level for investment.
Step 3 take risks blindly
As a mature Internet platform, Alipay will have a lot of fund product introduction information to guide users to invest. For example, fund rankings, explosions and so on. Many investors who have no experience or clear goals are easily attracted by these advertisements, thus buying products beyond their own risk level, resulting in investment losses.
The above content is about the risk of Alipay buying funds, and I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.