The fixed investment of the fund is getting hotter and hotter, and you can participate by spending 10 yuan every month or week. For investors who have never been exposed to fixed investment, does 10 yuan's fixed investment really make money? Is a very important question.

Do the funds that buy 10 yuan have expected annualized expected returns? How much can you earn in a day? How about Ding Hui Investment of Ant Wealth?

What is the fixed investment of the fund?

Find a fixed day every month, take out a fixed money and invest in a fixed fund. This is the fixed investment of the fund.

Why do you want to make a fixed fund investment?

1, the threshold is very low = minimum investment 10 yuan. Opening an account once and for all is the gospel of lazy people's financial management.

2. Invest in batches to reduce risks and give you a mysterious smile (refer to the fund smile curve).

3, eight wonders of the world-compound interest

Fund investment, 3 common sense must see!

Common sense 1. Choose the right fund for fixed investment.

Choose volatile partial stock funds or index funds to invest, not bond funds or money funds.

Reason: Fixed investment is originally an investment tool to smooth price fluctuations. It is meaningless to use a debt base or a cargo base with less fluctuation. Of course, it is ok if it is only used as a tool for compulsory savings.

Common sense 2. Don't care too much about short-term fluctuations.

Reason: don't terminate the fixed investment because of short-term floating losses, otherwise you may miss the best stage of low-level financing. The biggest advantage of fixed investment is to spread the fluctuation risk evenly over time, extend the sowing period appropriately, wait patiently and let time play its value.

Common sense 3. Learn to manage flexibly.

Reason: Fixed investment is not a fixed investment to buy funds. You can adjust the demand for fixed investment according to your actual situation and market fluctuations.

For example, if the salary payment date changes, the deduction time will also change; If we want to spread the risk more obviously, we should modify the frequency of fixed investment and change the deduction period from monthly to weekly; If the market confidence is insufficient in the future, reduce the fixed investment amount or extend the fixed investment interval, or simply suspend the fixed investment (the above changes can be made at other times than the deduction date).