You buy it on the fund company's website, which belongs to the fund company's direct sales. The agreement you want to sign is also signed directly with the fund company on its website. Bank card is only a means of fund payment at this time.
If it is bought through online banking, both online banking and fund websites can be inquired.
If you buy directly through the fund website, you can only check it on the fund website, but online banking can't find it.
The fund company's website may have a short redemption period and convenient conversion, and may also have preferential rates.