The rise and fall of the fund is determined by the stocks invested. When the market goes up, not all stocks go up. When the market goes up, the stocks invested by bank funds fall, so the fund will fall.

general funds and the stock market are operating in a positive correlation. When the stock goes up, the fund has a high probability of going up, and when the stock goes down, the fund has a high probability of going down. The fund's rise and fall is determined by the investment target, and the stock's rise and fall is determined by many factors such as supply and demand, capital, performance, policies and news.