If the fixed investment amount is not very large, it is recommended to choose one. Of course, it is also possible to invest in a few. How to handle the fixed investment business? Bring your ID card and bank card to the bank counter for fund account opening and online banking. In the future, you can operate trading funds in online banking. It is recommended to choose ICBC or Bank of Communications. The deduction date of fixed investment is more flexible. How to choose a fixed investment fund for 20% discount on online banking: a fixed investment fund can spread risks evenly, and many a mickle makes a mickle; However, please remember that while the risks are shared equally, the profits are also shared equally. Therefore, it is recommended to invest in index funds with large fluctuations. It is recommended to invest in index funds 1, which hold equity funds with long-term returns higher than 70%. 2. Buffett said: Index fund is one of the most profitable tools in the past 30 years. 3. And the index fund fee is low (Harvest 300 subscription fee is only 0.5%; Equity funds (Bank of Communications is a stable subscription fee1.5%; ) The general subscription fee is 1.5%, so the use of long-term fixed investment is also the key. ) Long-term investment returns are good. For example, Harvest Shen Hu 300/ Yiji 50 are very good fixed investment varieties, and investing in high-quality equity funds is also good. For example, Bank of Communications is steady/Nanyou/Guangfa is small-cap, but the cost is high, there is no index fund with low cost, and the investment index fund is also good. Avoid the situation of earning only the index and not making money. It is recommended to hold it for 3-5 years, so as to avoid a cycle (bull-bear alternation period) and find better income. If the annual income of the invested fund is 12%, you will get twice the principal return after 6 years, but the income and risk coexist. Foreign data show that the risk of investing 10 years or more is 0.

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