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How much does 65438+ 10,000 buy a fund to earn a day? It's more cost-effective to buy this way
Funds have become a very popular financial management method, and the investment method is very flexible, and both large and small funds can be bought. For investors, the expected return of the fund is one of the important reference indicators for choosing fund products, so how much do you earn to buy a fund for 65,438+10,000 yuan a day? Let's take a look together.

1.65438+ How much does Wanbu Fund earn a day?

1, Monetary Fund

Money fund is a baby fund product, which mainly invests in fixed-income products such as bank deposits and government bonds, so the risk of money fund is relatively low and the expected income is very stable.

The actual expected income of money is calculated according to the expected income of ten thousand copies on the same day, and the calculation formula is as follows: available shares on the same day * expected income of ten thousand copies on the same day/10000. Because the net value of the money fund is fixed at 1, there is generally no subscription and redemption fee, so the available share of the money fund of 654.38+million yuan is 654.38+million.

Taking Great Wall Currency A as an example, the extreme expected return on February 4th was 654.38+ 10,000 yuan, and the actual expected return of the fund on that day was 654.38+000000 * yuan.

2. Bond funds, hybrid funds and equity funds

The actual expected income of bond, hybrid and stock funds is calculated according to the net value of the fund, and the calculation formula is as follows: redemption amount of the fund = fund share * net value of the fund unit-redemption fee.

In addition to subscription and redemption fees, the rise and fall of the fund's net value has the greatest impact on the expected return of the fund. Generally speaking, the net value of equity funds fluctuates the most, followed by hybrid funds, and bond funds are relatively stable, but the expected expected returns are also relatively low. The expected rate of return of general bond funds is above 5%, while the expected rate of return of some stock funds can even be as high as 25%.

Second, how to buy a fund is more cost-effective.

Bond-type, hybrid-type and stock-type funds usually include a certain subscription fee or redemption fee. Taking a convertible bond fund as an example, the front-end subscription rate with subscription amount less than 6,543,800 yuan can be discounted to less than 7 days. Therefore, the fund is not suitable for intraday trading, otherwise the transaction cost will dilute a large part of the expected income of the fund.

The above content about how much money 65438+ one million buys a fund a day, I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.