There are various wealth management products on Alipay, including funds, gold and fixed-income personal pension security management products. Among them, the money fund is the one with the lowest risk level, which is loved by many investors who pursue stable expected returns. Everyone actually invests in money funds by transferring funds to the balance treasure, so which one should Alipay choose? Let's take a look at their performance.

Money Fund in Alipay's Yu 'ebao

After the upgrade of Yu 'ebao, there are now 12 money funds. According to the data of1June 10, only the 7-day annualized expected return of two monetary funds, namely, Central Europe Qian Bao Currency a(3.0890%) and Cathay Pacific Bao Li Currency (3.0 120%), exceeds 3%.

However, transferring money to Yu 'ebao can be used not only for investing in money funds, but also for consumer payment transfer. The flexibility in the use of funds is better.

Alipay Wealth Plate Monetary Fund

In addition to Yu 'ebao, Alipay Wealth Fund also has money funds such as Xingquan Currency (3.0350%)a and Southern Li Tiantian Currency a(3.3290%) for sale. The expected rate of return of these funds is generally higher than that of Yu 'ebao Monetary Fund, but after buying the Monetary Fund, the funds cannot be used for other purposes.

Conclusion: The security of money fund is the same. From the above analysis, if you invest in money funds to get more expected returns, you can choose Alipay Wealth. If you pay more attention to the flexibility of funds in the investment process, you can directly transfer it to Yu 'ebao. As for which Alipay money fund is good, it depends on the needs of investors.