1. What is the provident fund loan interest rate for a second home in Tai'an in 2021?

1. Short-term loans 2. Medium- and long-term loans One to five years (including five years) 4.75 More than five years 4.9 2. What is the interest rate of Taian commercial loans?

The interest rate of Taian commercial loans for more than five years is 3.25%, and for three to five years (including five years), the interest rate is 4.75%.

Banks must review the information submitted by users who apply for housing loans.

If the information submitted by the user is wrong or untrue, it will be difficult to pass.

Banks are also relatively strict in their review of mortgage loan applications.

3. The interest rate for second home loans in Tai'an shall not be lower than 3.025% and 3.575%.

According to the 2023 Tai'an Bank mortgage interest rate table, the interest rate for the second personal housing provident fund loan remains unchanged, that is, the interest rate for less than 5 years (including 5 years) and more than 5 years is not less than 3.025% and 3.575% respectively.

Tai'an City, a municipality under the jurisdiction of Shandong Province, is located in the central part of Shandong Province, bordering the provincial capital Jinan to the north, Qufu to the south, Linyi, a commercial city, to the east, and the Yellow River to the west.

4. What is the mortgage interest rate now? 1. The mortgage interest rate is the base interest rate plus a floating ratio.

For example, if the base interest rate is 4.9% and increases by 10%, the mortgage interest rate will be 4.9% × (110%) = 5.39%.

2After the loan is taken, the floating ratio will not affect the loan amount, only the base interest rate will.

The base interest rate may change at any time, but interest rate increases or discounts will follow the loan until it is repaid.