The advantage of buying a fund on Thursday is that, for a stock fund or a stock-debt balance fund, it is more likely to buy a favorite target fund at a lower price without a clear market trend.
Compared with the metaphysics that "it is easier to win the lottery by playing new shares at two o'clock in the afternoon", "the price of buying funds on Thursday is lower" still has a certain theoretical basis.
This is because there is a conceptual difference between "available quantity" and "ideal quantity" of funds in the stock market.
The funds obtained by investors from selling stocks can be converted into "available amount" in real time and continue to be invested in the stock market.
But if you want to withdraw funds from the stock market, you must wait until the "available amount" becomes "desirable amount". This process will not be completed until the next working day.
In other words, if investors need funds on weekends, Thursday is the last time to sell stocks. Because if you wait until Friday to sell the stock, the money won't be withdrawn until next Monday.
Therefore, under the uncertainty of the market, some hesitant investors may keep a wait-and-see attitude at the beginning of the week, but they often have to make up their minds when Thursday is the last time.
If more stocks are sold, it will easily lead to a decline in the stock market, and the net value of the fund on that day will naturally have a greater probability of falling.
The usage of buying funds on Thursday is that the price of buying funds on Thursday is lower, which is only based on a probability statistic, not an absolute golden rule.
Its function is only to provide a more favorable entry point for investors when the future trend is full of uncertainty, and it cannot be mechanically copied as an investment rule.
For example, the market trend has become clear, the bull market is getting higher every day, or the bear market is getting lower every day. Do investors still need to stick to the dogma of buying funds on Thursday?
Therefore, the most suitable usage of buying a fund on Thursday is the fixed investment of the fund.
When the market is confused in the future, we can neither determine the space to stop falling nor determine the time of dawn.
In order to seize the opportunity in future investment, experienced investors often start the fixed investment mode of funds and reduce their position costs by opening positions in batches, so as to lengthen the time to smooth the market fluctuation curve.
Then, at this time, it is a wise strategy to set the allocation time of the fixed investment of the fund as every Thursday.
To sum up, the advantage of buying a fund on Thursday is that the net value of the fund is more likely to fall on Thursday, because investors with capital needs tend to sell stocks on Thursday, which leads to a decline in the net value of the fund on that day.
But this only applies to the situation that the current market cannot be judged, which has a certain probability advantage, but it is not an absolute truth.
In the case of unknown market, it is a relatively safe way to start the fixed investment of the fund. If the scheduled investment time is set on Thursday, it is more likely to hit the right price.
If investors want to buy funds manually on Thursday, they must remember that they can only use the net value of the day as the subscription price before 3 pm on Thursday, otherwise they will be subscribed according to the net value of Friday.