Legal analysis: Yes, according to the regulations, low-income households are not allowed to buy any insurance except medical insurance. If they buy, they will cancel the low-income insurance. Therefore, low-income households cannot buy funds.

Legal basis: Regulations on Minimum Living Security for Urban Residents Article 3 The minimum living security system for urban residents follows the principle of ensuring the basic livelihood of urban residents, and adheres to the policy of combining state security with social assistance and encouraging self-help through labor.