The income of the fund generally includes the following two points: a. Net value growth: the net value of the fund unit increases due to the appreciation of stocks or bonds invested by open-end funds or the acquisition of dividends, bonuses and interest. After the net value of fund shares rises, the difference in net value obtained by investors when they sell the number of fund shares is also the investment gross profit. The real investment income is the gross profit after deducting the subscription fee and redemption fee when buying a fund. B dividend income: according to the national laws and regulations and the provisions of the fund contract, the foundation regularly distributes the income. This part of the dividend you get is also an integral part of your profit. If you want to know whether your fund is profitable, just calculate the reference market value of the fund and the difference between the dividend income at that time and your capital investment. In addition, the fund is a risky investment method after all. High-risk funds, such as equity funds, have relatively high returns; Funds with lower risks, such as bond funds, have relatively less income. You can choose different types of funds according to your risk tolerance.