Hello, the expenses of painless induced abortion can not be reimbursed, but the expenses of preoperative examination of painless induced abortion can still be reimbursed. The expenses of childbirth and family planning cannot be reimbursed by medical insurance, that is, the expenses of abortion operation cannot be reimbursed.

Family planning surgery can enjoy maternity insurance benefits. Must have maternity insurance 1 year and a birth permit. If you don't want it yourself, there is no reward for abortion. If abortion is needed for other reasons such as baby malformation, it can be reimbursed. A husband's maternity insurance can be enjoyed by his wife.

Maternity insurance is a social insurance system in which the state and society provide timely living security and material assistance to working women who temporarily stop working due to maternity through national legislation. The Social Insurance Law stipulates that both men and women should participate in maternity insurance as long as they sign a labor contract with the employer or form a factual labor relationship. It mainly includes two items: one is maternity allowance; The second is reproductive health care. According to insurance experts, maternity insurance is one of the five major types of insurance. As a part of the overall social insurance fund, the maternity insurance fund forces all enterprises that meet the insurance conditions to participate in maternity insurance for employees (regardless of gender) who have established labor relations with them. All expenses are borne by the enterprise, and individuals do not pay.

In addition, the Social Insurance Law has made a major breakthrough in maternity insurance, stipulating that unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations, thus changing the situation that full-time wives cannot reimburse related expenses after giving birth to children. This also means that as long as the husband buys maternity insurance, the medical expenses for full-time wives to give birth to children will be paid by the maternity insurance fund, but they cannot enjoy maternity allowance.

Male employees participate in maternity insurance in order to share the maternity expenses of female employees with the whole society, reduce the burden of a single industry in which female employees are the majority, and avoid the phenomenon that employers are unwilling to hire women of childbearing age.

legal ground

"Detailed Rules for the Implementation of People's Republic of China (PRC) Social Insurance Law" Article 8.

The medical expenses incurred by the insured in the agreed medical institutions that meet the basic medical insurance drug list, diagnosis and treatment items and medical service facilities standards shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, he can seek medical treatment in a non-agreement medical institution; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.