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I am a collective employee of Dalian Railway Bureau, and my occupation is called stevedore. 1985 joined the work, 1998 bought out the work experience. Can I retire at 45?
The pace of the policy of delaying retirement age, which has attracted much attention, has gradually become clear. The Central Committee of the Third Plenary Session decided to extend the age of 5 years 10 years. The proposal for delaying retirement is:

First, starting from 20 15, female employees and residents born in 1965 are delayed by 1 year, and the birth of 1966 is delayed by 2 years, and so on. By 2030, women will receive a pension at the age of 65;

Second, starting from 2020, male employees and residents born in 1960 will receive a six-month pension, and so on. By 2030, male employees and residents will receive pensions at the age of 65.

1. Workers with basic salary are determined by seniority: 65438+2000 years of service, 65438+2300 years of service, 2500 years of service, 2800 years of service, 3000 years of service and 3500 years of service. (With the growth of national economy)

2. Length of service salary (including length of service): 30 yuan every year, increasing with length of service. The implementation of seniority wage is not only to take care of the old workers, but more importantly, to encourage lifelong obedience to workers, which is conducive to the construction and stability of the workforce.

3. Work salary: the principle of subsidy is to be paid according to work; Mainly to encourage workers to work more, especially young workers are full of energy, they work more and produce more,

This is not only a kind of psychological comfort, but also an encouragement for them to get the rewards they deserve.

4. Performance pay: monthly and annual bonus (not title pay). This bonus can only account for about 10% of salary. Everyone recommends competitive performance, annual bonus and no tenure. Every worker works hard and has hope every year. Mainly to encourage effective work and excellent quality, not only to encourage more work and more pay, but also to encourage working people.

5. Premium allowance: All workers are recognized as outstanding workers, and there is no quota limit. If the departments at or above the county level are determined according to high standards, they will enjoy the State Council allowance and the county/municipal government allowance, without life tenure. Mainly for those who have made special research achievements in labor work and have been well promoted, they can be graded according to the size of their influence, or different standards can be formulated by the state, the provincial level, cities and counties, so that those talented workers can get the rewards they deserve and really play an incentive role.

6. Workers' pension: every year of work 100 yuan according to the length of service. By analogy, the pension for 10 service is 1000 yuan. The pension for 20 years is 2000 yuan, the pension for 30 years is 3000 yuan, and the pension for 40 years is 4000 yuan. Whether senior workers, intermediate workers or ordinary workers. Pensions are equal. Civil servants should also be equal regardless of their positions. It's the same as workers' pension. It will be completed in three years.

7. Old-age insurance: generally, you have to pay 15 years to enjoy the pension for life? Therefore, people who want to get a pension must start paying before 15 retires. If the retirement age is less than 15? Then when you retire, the state will refund all the 8% pension saved in your personal account to you. Where is the 2 1% paid by the company? The state has allocated 2 1% of the money paid by the unit for you to the national pension fund.

According to national regulations, when refunding money, only the money withheld by individuals will be refunded? All the money paid by the unit is for the country.

8. Medical insurance: Does the unit pay you 9% every month? Your personal monthly payment is about 2% plus 10 yuan critical illness plan? Serious illness co-ordination is just hospitalization? And in 1 1%, the state will transfer your own 2% to your medical insurance account every month? If you pay social security according to the minimum base 1369 yuan per month? Then 1369×2%=27.38 yuan. Is it the money that the country calls you personally every month? Can the money be accumulated and directly used to buy medicine or see an outpatient clinic? The remaining 9% countries will take it to the medical pooling fund.

9. Housing accumulation fund: If you pay 300 yuan accumulation fund every month? So the company also pays 300 yuan to your account every month? This is when you buy a house, 600 yuan. If you pay 50 thousand in your life? So your account is 65438+ ten thousand? You must not refuse such a good thing.

One gold: the standard of payment of provident fund: pension (20% for the unit and 8% for the individual).

Birth (unit salary)

Work-related injury (paid by the unit instead of the individual)

Medical treatment (unit 10%? Individual 2%* base +3)

Unemployed unit 1.5% individual 0.5%)

Provident fund (highest 12% this year, highest 10% last year, half for units and half for individuals).