Hello! I suggest you take out Taikang auspicious comprehensive health insurance, which is the largest product on the market at present, breaking through the limit and providing long-term protection for the 0-88 age group. Repay the principal when it is due, and get a sense of security: when you live to 65 (or 88), you can get back all the premiums paid in one lump sum. Policy dividend, anti-inflation: dividend compound interest, anti-inflation, and share the company's operating results. 1. You only need to pay 3360 yuan a year, the payment period is 60 years old, and the guarantee is 65 years old. 2. Hospitalization allowance due to minor illness or accident 120 yuan, 180 days per year. Cumulative reimbursement can be 1000 days. Three, because of 32 kinds of major diseases in hospital, pay 120000 yuan/time, a * * * can pay for four serious diseases, * * * 400 thousand yuan. 4. Premium exemption: If there is a serious illness, after the insurance company pays the first serious illness of 65,438+0,200,000 yuan, all the remaining unpaid premiums will be paid by the insurance company, and the insured amount will remain unchanged. 5. Serious illness care fund: In case of serious illness, the insurance company will return the same amount of money to the customer every year, which will be used by the customer for medical treatment and recuperation. Sixth, regardless of whether there is a claim in the middle, the principal plus bonus will be returned at maturity! Cancel the contract at the age of 65 and get back the insurance premium you paid, plus the insurance premium that the insurance company may pay you, plus the high dividend as a pension. Major diseases: 1. Malignant tumor II. Acute myocardial infarction. Sequela of apoplexy 4. Major organ transplantation or hematopoietic stem cell transplantation. Coronary artery bypass grafting. End-stage renal disease. Multiple limb missing 8. Acute or subacute severe hepatitis 9. Benign brain tumor 10. Decompensated phase of chronic liver failure 1 1. Encephalitis sequela or sequelae of meningitis 12. Deep coma 13. Deafness in both ears 14. Blindness 15. Paralysis 16. Heart valve surgery 17. Severe Alzheimer's disease 65438. Injury 19. Severe Parkinson's disease 20. Severe third-degree burn 2 1. Severe primary pulmonary hypertension. Severe motor neuron disease. Loss of language ability. Severe aplastic anemia. Aortic surgery 26. Multiple sclerosis 27. Terminal lung disease. Craniocerebral Surgery 29. Polio 30. Severe muscular dystrophy 365438.