1. How to terminate the fixed investment of the fund?
There are several ways to terminate the fixed investment of the fund. First, open the trading software of the fixed investment fund, find your own fixed investment fund, then enter the fund details and find the management plan. Click the management plan to manage the fixed investment fund, and you can choose to modify, suspend or terminate it.
Second, if the fixed investment is unsuccessful for three consecutive months, that is, the deduction fails, then the system will default the investor to terminate the fixed investment business of the fund. So we just need to transfer the money from the debit card or bank card.
3. Bring my bank card and ID card to the counter of the bank outlet to handle the termination of the fund's fixed investment business. After successful processing, there will be no subsequent deduction.
Fourth, before starting the fixed investment of the fund, set the relevant conditions for terminating the fixed investment. Once the relevant conditions are triggered, the fixed investment business will be automatically terminated.
After terminating the fixed investment of the fund, investors can choose to continue holding the fund and wait for the net value of the fund to rise, or they can choose to redeem the fund. The fund's fixed investment termination will not be redeemed automatically, and the relevant handling fee will not be deducted. We need to redeem ourselves manually.
In addition to choosing to terminate the fixed investment of the fund, you can also choose to suspend the fixed investment of the fund. The main difference between terminating the fixed investment of the fund and suspending the fixed investment of the fund is that after suspending the fixed investment of the fund, we can resume the plan of fixed investment.
Generally speaking, when the net value of the fund rises, we suspend the plan of fixed investment, because the net value of the fund is in the rising channel, and fixed investment in the rising channel is tantamount to increasing our investment cost. In addition, when the fundamentals of the fund change, suspend the plan of fixed investment of the fund first, and then make fixed investment after the fund trend returns to normal.
The fixed investment of the fund is to invest in the fund regularly, invest a fixed amount in a fixed period of time, share the investment cost of the fund by purchasing the fund at different stages of the fund, and reduce your investment risk.
Second, is there any risk in the fixed investment of the fund?
There are risks in the fixed investment of the fund, and there are risks in any investment and financial management. Generally speaking, we choose the fund with high volatility as our fixed investment fund, because the fund with high volatility can better reflect the advantages of fixed investment.
However, funds with greater volatility are also at greater risk. Fixed investment of funds is a way to reduce the risk of fund investment. We can only reduce our investment cost and investment risk to a certain extent, but we can't avoid the risk.