what exactly does the dividend of the fund mean?

A: Dividends mean that you give money to fund companies to take care of, and they use your money to make money in the stock market. Should you share the profits with them? This is dividend, that is, the return of the investor ~ ~ ~ After dividend, the net value of the fund will decrease accordingly ~ ~ < P > And talk about your views on dividend?

A: At present, there are two kinds of dividends for China funds: First, it is called return-to-one dividend, that is, a large proportion of dividends. The purpose of reducing the net value of the fund to 1 yuan is to attract more funds with the good profit margin and low net value before, which is essentially the same as splitting; Second, it is the general routine dividend. In terms of foundation, the fund styles of various fund companies are different, and some love dividends, such as China Post. Some people never pay dividends, such as Huaxia Market ~ ~

Don't take dividends too seriously, and the money you share is your own money, regardless. This money is in your net fund value ~ ~

Can you choose to accept dividends or not?

a: no, you can only accept it passively. But you can choose: dividend reinvestment or cash dividend. Dividend reinvestment means that the share of dividends is repurchased according to the net value of the current fund and added to your original share (exemption from subscription fee); Cash dividend is the return of real money RMB to the account where you bought the fund.

supplementary question: will the fund company give a hint when paying dividends?

a: when you apply for a fund, you will be asked to leave your mobile phone number. Generally speaking, 7-15 days before the dividend, there will be an obvious announcement on the website of the fund company, and your mobile phone will also receive a short message informing you of the dividend.

so what is the operation process of dividend distribution in simple terms?

like from? ——？ ——？ ——？

a: the fund company initiates-> announces+informs the holders-> subscription is suspended 1-3 days before dividend-> dividend implementation-> recalculation of net worth+share-> dividend OK

You haven't talked about your views on dividend

Do you think dividend is good or not?

a: as I have already answered, dividend is essentially to return part or all of the profits of the fund you hold to you, which is not good. However, the net value after dividends will affect the pursuit of some investors ~ ~ ~ The share of the fund will be significantly expanded ~ ~ Correspondingly, the cash ratio of the fund will increase, and then there will generally be a opening period. If the market grows wildly during this period, the fund will rise more slowly than before dividends, so ~ ~ This is the beginning!

Generally speaking, there is no redemption pressure, and there is little dividend ~~~

If you don't want to accept dividends, can you redeem the fund before dividends?

a: yes, generally speaking, some foundations temporarily close their subscriptions before dividends are distributed, but redemption is always possible.