The basic function of China UnionPay is to build and operate the infrastructure of the inter-bank transaction clearing system for bank cards, popularize unified bank card standards and norms, and provide efficient inter-bank information exchange, clearing data processing, risk prevention and other basic services. At the same time, joint commercial banks will build their own brand of bank cards, promote the independent and scientific development of the bank card industry, and safeguard national economic and financial security.

China UnionPay was established in March 2002. With the approval of the State Council and the approval of the People's Bank of China, China Bank Card Association is headquartered in Shanghai.

As a joint bank card organization in China, China UnionPay is in the core and pivotal position in the bank card industry in China and plays a fundamental role in the development of the bank card industry in China. Through the inter-bank transaction clearing system of UnionPay, banks have realized the interconnection between systems, thus realizing the inter-bank, inter-regional and cross-border use of bank cards. On the basis of building and operating the inter-bank transaction clearing system of UnionPay and realizing the universality of bank card networking, China UnionPay actively cooperates with commercial banks and other industrial parties to promote the unification of UnionPay card standards and norms and build its own brand of bank cards; Promote the development and application of bank cards; Maintain the market order of bank card acceptance and guard against bank card risks. Through the inter-bank transaction clearing system of UnionPay, the interconnection and resource sharing between commercial banking systems can be realized, and the inter-bank, inter-regional and cross-border use of bank cards can be ensured.

As of June 20 17, unionpay network has spread all over China, and has been extended to 160 countries and regions outside Asia, Europe, America, Oceania and Africa.

China unionpay service system;

Yinlian commerce co., ltd

UnionPay Business Co., Ltd. is a national group company engaged in professional services in the bank card acceptance market. Relying on extensive service network, high-quality service team, advanced management and advanced technology, we provide high-quality, efficient, standardized and professional bank card acquiring services for card issuers, special merchants and cardholders.

Unionpay data service co., ltd

Unionpay Data Service Co., Ltd. is a specialized company providing bank card data processing services for financial institutions, integrating and providing solutions, service platforms and network infrastructure needed for various bank card businesses.

UnionPay Electronic Payment Co., Ltd.

UnionPay Electronic Payment Co., Ltd. is a professional payment company for value-added service application of bank cards, and has a unified payment gateway in China-ChinaPay. Mainly engaged in online payment and value-added services of bank cards such as online payment, online inter-bank transfer, online fund transaction and self-service terminal payment based on emerging channels such as the Internet.

Bank card testing center

Bank card testing center is the testing institution for bank card products and machines. It has the qualification of national testing center and EMV testing laboratory that meet international standards, and carries out scientific and fair technical quality testing on all kinds of bank cards and acceptance machines to ensure smooth and safe bank card transactions.

china financial certification authority

China Financial Certification Center, namely CICC Financial Certification Center Co., Ltd. (CFCA for short), is a wholly-owned subsidiary of China UnionPay. It is an Internet third-party security certification institution approved by the People's Bank of China and the national information security management department. It provides security authentication services for online banking, e-commerce and e-government by issuing digital certificates.

Official website of China UnionPay