In the fund's net asset value, the proportion invested in stock assets. Bank of China's sustainable growth fund manager has strong comprehensive management ability and poor stability. In the choice of fund investment objects, I prefer to invest in small-cap stocks with high value. The concentration of the fund's heavyweight stocks is relatively high, and the concentration of the industries to which the stocks belong is relatively scattered.
Judging from the overall management level of the fund company to which the fund belongs, the overall income of the fund under the fund management company is equal to the average overall income of other fund companies, the income difference is equal to the average level, and the overall risk level is equal to the average level.
It is recommended to hold it for a long time!
2. The harvest is stable. The overall scale in the latest year is higher than that of similar funds; Dividend style performance is medium. In terms of risk-return ratio, the investment income of the fund is high and the investment risk is medium.
In the fund's net asset value, the proportion invested in stock assets. Harvest Steady Fund Manager has strong comprehensive management ability and good stability. In the choice of fund investment objects, they prefer to invest in large-cap stocks, which have both growth and value. The fund's heavy stocks are highly concentrated, and the industries to which the stocks belong are very concentrated.
Judging from the overall management level of the fund company to which the fund belongs, the overall income of the fund under the fund management company is equal to the average overall income of other fund companies, the income difference is equal to the average level, and the overall risk level is slightly higher than the average level.
It is recommended to hold it for a long time!
3. The value growth of E Fund in the last year, the overall scale is higher than that of similar funds; Dividend style shows the preference of the whole fund for dividends. In the risk-return ratio, the investment income of the fund is relatively high, and the investment risk is relatively large.
In the fund's net asset value, the proportion of investment in stock assets is very heavy. E Fund's value growth fund manager has strong comprehensive management ability and good stability. In the choice of fund investment objects, I prefer to invest in stocks with medium market value, which are both growth and valuable. The concentration of the fund's heavyweight stocks is low, and the concentration of the industries to which the stocks belong is average.
Judging from the overall management level of the fund company to which the fund belongs, the overall income of the fund under the fund management company is equivalent to the average overall income of other fund companies, the income difference is slightly less than the average level, and the overall risk level is equivalent to the average level.
I suggest you hold it temporarily and redeem it according to the situation.
4. Dacheng innovation proposal is converted into Dacheng bonds.
Although I personally think it is best to hold funds for a long time, if you are really in a hurry to use money, I still suggest that you convert these funds into bond funds under the fund company, so that you can not only stop losses, but also avoid frequent handling fees. In fact, fund conversion is a combination of redemption and subscription, and investors can buy target funds without redeeming their fund shares. Therefore, it is more time-saving and simpler than the normal redemption and repurchase business. Under normal circumstances, the fund conversion fee is lower than the subscription fee or even zero.
To sum up, fund conversion has three advantages: 1. When the securities market changes greatly, we can avoid the investment risk caused by market fluctuation by switching between different risk funds. 2. When investors' income status or risk tolerance changes, they can change their investment in fund products that meet their investment objectives by changing their business; 3. It is more time-saving and simpler to change the investment variety of the fund by changing the business than the normal redemption and re-subscription business.
After more than a year's investment, Mr. Zhang summed up several experiences for himself: 1. When the stock market is bad, you should invest in low-risk varieties, such as money funds. When you are optimistic about the stock market, you should invest in active stock funds and seize the opportunity to get more income; 2. Once you decide which fund to invest in, don't turn around frequently, otherwise you will not only have to pay more fees, but also miss more benefits; 3. The most important thing for fund investment is to choose long-term profitable fund products, and conversion is only an auxiliary tool in fund investment.