1. Fixed investment of the fund
Fixed investment is the abbreviation of fixed-term investment fund, which refers to investing a fixed amount (such as 500 yuan) in a designated open-end fund at a fixed time (such as the 8th of each month), similar to the bank's deposit and withdrawal method. The fund's fixed investment is known as lazy financial management, and its value stems from a saying circulating on Wall Street: "It is more difficult to step on the market accurately than to catch a flying knife in the air." Now many young parents have plans to invest in their children, and the fund's fixed investment has become the first choice for many parents. It is believed that if parents regularly invest in the same open-end fund with a fixed amount. You can accumulate a lot of wealth without knowing it.
2. Children's exclusive bank card
In order to meet children's financial needs, many banks have customized their own bank cards for children, such as ICBC's Baby Growth Card, China Bank's Great Wall Flower Season Card, China Merchants Bank's Happy Partner Card and Industrial Bank's Little Bee Card.
These children's cards have basic service functions such as deposit and withdrawal, consumption and transfer of ordinary debit cards. , but there are different degrees of restrictions on other functions such as payment, online banking and wealth management. Children's bank card consumption will have a daily limit, and most banks let their parents set it according to their actual situation. Children can open debit cards with their household registration books or other valid identity documents accompanied by their parents. Children can use this bank card as their piggy bank to save their lucky money, pocket money, scholarships and so on. Into the bank card. Through the use of bank cards and the understanding of related knowledge, children can learn to manage their own pocket money, and then cultivate their correct view of money and financial management consciousness.