Securities investment fund is a collective investment method, which brings all kinds of assets together to form a fund and is managed by a professional fund manager. When investors buy fund shares, they gain the right to participate in various assets in the fund. So, what are the basic knowledge of securities investment funds?

I. Classification

Securities investment funds include stock funds, bond funds, money market funds, hybrid funds and alternative investment funds. Among them, equity funds mainly invest in stocks, which is relatively risky; Bond funds mainly invest in bonds, and the risk is relatively small; Money market funds focus on short-term financial management and their income is relatively stable; Hybrid funds can invest in stocks, bonds, money markets and other assets at the same time, and the risks and benefits are relatively balanced; Alternative investment funds refer to funds that adopt some non-traditional investment strategies, such as stock futures and commodities.

Two. Composition of the fund

Securities investment funds usually include stocks, bonds and money market instruments. Among them, stocks refer to stocks in the stock market invested by the Fund, bonds refer to bonds in the bond market invested by the Fund, and money market instruments refer to short-term debt instruments, bank deposits and interbank deposit certificates invested by the Fund.

Three. Fund indicators

Fund indicators usually include rate of return, risk and cost. Rate of return refers to the return on investment of the fund, which is an important indicator to measure the performance of the fund; Risk refers to various risks faced by funds, such as market risk, credit risk and liquidity risk. Expenses, including management fees, sales service fees and custody fees, are all costs that investors need to pay attention to.

Fourth, the steps of investment

Investors who want to invest in securities investment funds usually need to take the following steps: understanding the classification and indicators of funds; Choose a fund that meets individual needs; Fill in the fund subscription form; Transfer the investment amount to the bank account designated by the fund manager; After owning the fund share, you can learn about the operation, changes in net value and dividends of the fund through the services and information provided by the fund manager.

To sum up, the basic knowledge of securities investment funds includes classification, composition, indicators and investment steps. When choosing a fund, investors need to choose according to their own risk preference, capital scale, investment objectives and other factors, and also need to pay attention to the operation of the fund and the protection of their own rights and interests.