Let's talk about the significance of postgraduate entrance examination. In fact, no matter what kind of ambition you have, in this real society,

I can't help bowing to life. Speaking of why one takes the postgraduate entrance examination, or why one takes the postgraduate entrance examination in finance, here is one.

There is the problem of the best personal value orientation. The so-called optimal personal value orientation is actually a person's future career.

How to develop towards optimization? Someone may refute my point of view and say what our ideal is, but there is one thing about you.

Remember, any ideal is realized in a certain social division of labor, that is, as a society.

People must undertake certain social specialization tasks, and only in this way can you achieve or approach it.

Your ideal and goal-you can't escape the problem of career planning.

Under modern economic conditions, it is most important to define what kind of social role a person plays, whether at home or abroad.

A social evaluation index is the degree of specialized education it has received. It can be said that choosing a major is a choice.

Career orientation. Of course, there are many successful examples of cross-disciplinary and cross-professional, but that is more in a certain industry.

Special products with fork background. In the process of developing into a specialized economy, this society pays attention to the specialization of various specialized industries.

The demand for talents is still the mainstream trend of future professional division of labor.

As the saying goes, "men are afraid of getting into the wrong business, and women are afraid of marrying the wrong husband." If your ideals and interests are really in the financial industry and you are here,

The previous education has a certain distance or similarity with this industry, so I choose to take the postgraduate entrance examination; If your major is science,

Finance major, and you want to have a higher development space in this industry, then choose the postgraduate entrance examination.

I am not an academic, let alone an academic. If I have a choice, I would rather recruit those who graduated from undergraduate courses and be practical.

Well done, children. However, I am not a human resources manager, and I have no right to choose.

Nowadays, the academic record fever is still a mainstream in the financial workplace, and better financial institutions have requirements for personnel recruitment.

Almost all of them have a master's degree or above, graduated from a prestigious school and so on. This superficial glitz is more concentrated in Beijing, Shanghai, Guangzhou and Shenzhen.

Areas with developed economy and many financial opportunities. Education and major have become the main indicators for HR to select talents. The author has finished.

I went to a job fair of China Merchants Bank once that year, and I was thrown back just after handing in my resume. "We don't need an undergraduate course.

Health! "It was quite exciting at the time. Now think about it. In fact, the investment bank where I work now is repeating this old road.

Son. I can't help it There are too many people to study their talents in detail, in order to simplify the work.

Procedures, reduce the workload, only people with academic cards-after all, in China, there are not many graduate students sweeping the floor in the street.

Moreover, the level of education can still explain a person's learning ability, knowledge system and development space.

For the direction of finance major and the choice of institutions, we must focus on the following points:

First, the choice of industry for future development-what major direction of the target industry is more in line with your career development goals, choose a good one.

The professional direction to be applied for;

Second, the choice of future development space-in which areas can I give play to my advantages at home (abroad) and make clear what I want to do in the future.

The area where you live;

Third, the interpersonal orientation of future development-what kind of school can make you have a deeper network background in the industry you want to serve?

After all, alumni resources in modern China are also very important resources.

Among them, I think we should follow three basic principles: the principle of proximity, the principle of specialization and the principle of development expectation.

. The principle of proximity, that is, the college you want to apply for should be in or near the area where you want to work and live in the future, in that area.

Is influential, so it will be more convenient for you to choose this job after graduation. The principle of specialization is what you apply for.

Traditionally, colleges and universities should have excellent financial education accumulation, preferably financial professional colleges or financial economics.

A traditional comprehensive university usually has certain alumni resources in the financial circle, and everyone is around you.

The fields that may be employed in the future are unique and have certain influence in the financial industry.

Employment has many advantages. The principle of development expectation and the orientation of future career is the first thing you choose to major in.

Should be considered. Judging from the current development of the financial industry, the future development direction of the financial industry is service specialization and industrialization

Diversification of services. Financial mixed industry is a general trend, so it has more potential from the current distribution of financial disciplines.

Professional direction: corporate finance, risk management and control, financial engineering, financial market, insurance actuarial, securities investment, etc.

. For quantitative analysis and micro-financial prospects, it is also a good choice if you are interested in doing macro-direction research.

Speaking of which, what is the significance of postgraduate entrance examination? Personally, I think it is just a tool. People who allow you to enter an industry (

Or the high-end part of an industry), experience another stepping stone to life, a climbing ladder, and your realization.

The preparatory stage of personal value orientation. Of course, it all starts with your confidence in an industry and its future.

The development prospects are promising. Finance is the core of modern economy, which is connected with the whole capital chain and has a very important position.

. Perhaps this is also a reason why many friends are optimistic about the financial profession.

Employment destination of financial graduates

Judging from the employment situation in recent years, there are usually several trends in finance graduation:

I. Commercial banks, including the four major banks, joint-stock banks, city commercial banks and domestic branches of foreign banks.

2. Securities companies, including fund management companies; Shanghai Stock Exchange, Shenzhen Stock Exchange and Futures Exchange.

Three, trust and investment companies, financial investment holding companies, investment consulting companies, large enterprise finance companies.

Four, financial holding group, the four major asset management companies, financial leasing, guarantee companies.

5. Insurance companies and insurance brokerage companies.

6. Central Bank (People's Bank), China Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission.

Management Committee, this is the financial industry supervision and management institution.

Seven, the National Development Bank, China Agricultural Development Bank and other policy banks.

Eight, social security fund management center or social security bureau, usually in the direction of insurance.

Nine, the government administrative agencies of the national civil service sequence, such as finance, auditing, customs and other departments. ; University finance major

Teachers; Research institutions, researchers.

Ten, listed (or to be listed) joint-stock company securities department, finance department, securities affairs representative, secretariat of the board of directors, etc.

Correlation analysis:

Since 1998, due to the impact of the Southeast Asian financial crisis, the state has attached great importance to the safe and steady development of the financial system.

It puts forward higher requirements for the quality of employees in the financial industry. Therefore, banks and related securities, insurance and other industry management institutions

The demand for financial graduates has increased, and after the national unified distribution system has been broken, a new round of financial majors has been opened.

Incremental demand of industrial university graduates and graduate students, and the influence of talent measures of financial industry supervision department

Commercial banks, securities, insurance and other financial institutions have increased the demand for financial graduates.

First, entering the industry supervision and management department as a financial official should be the first choice for financial graduate students. First, China finance.

The basis of learning is macroeconomics and macro-control of financial markets. Professional application is easy to start with and the policy is in place.

; Secondly, working in the industry management department for three to five years before going to the practice organization can at least give a middle-level position. Its presidium

The limitations are: it is difficult to enter the competent departments of these industries, and it may depend on the background, so it is difficult for undergraduates to enter.

Unless I'm really good.

Second, it is a good choice to enter the four major state-owned commercial banks. Have certain banking experience, professional background, and be familiar with stocks.

The possibility of joint-stock companies or foreign banks setting up offices in China will increase. Several of my college classmates devoted themselves to the Big Four at first.

Among the big banks, urban joint-stock commercial banks have jumped ship after rapid development and become urban commercial banks and stocks.

The backbone of joint-stock enterprises, many become middle managers, a few become senior leaders. City companies and joint-stock companies

The flexible, pragmatic and seniority-based way of appointing cadres has made the four major banks become the "Whampoa Military Academy" for professionals.

This situation continues to this day. Although the four major state-owned banks have some bureaucratic habits, their stable income is relatively light.

Pressure and higher welfare level are still attractive, especially for female students. build

Friends who are interested in the four major state-owned commercial banks focus on commercial bank management, international finance and monetary policy.

Policy direction, etc.

Third, policy banks such as Development Bank and Agricultural Development Bank are also better choices, but their work nature is similar to that of civil servants, and so is financial business.

Not prominent, it is a place to eat by policy, which is beneficial to personal career compared with industry supervision departments and commercial banks.

Generally speaking, it is still weak. If you want to become a climate in the financial field, you'd better not choose such a unit. However, at present, such orders

The salary level and treatment of employees are better than those of commercial banks, which has become a bright spot to attract graduates' attention.

4. Securities, trusts and funds all rely on risk management for a living. There are systemic risk factors in the industry, but they are flourishing.

Prosperous, relatively easy to make money, high short-term return (high risk), and run according to the real enterprise management mechanism, if you like.

It is an excellent choice for career development and achievements, and many fund managers and investment banks have experienced it.

The annual salary of managers is over one million. The difficulty is that the academic qualifications are gradually improving, and the minimum requirement is a master's degree, compared with gold such as banks.

Financial institutions have higher requirements for personal investment management and financial operation ability. If you are interested in these industries, you can choose securities.

Major in investment, financial market and financial engineering, if you are a master of law in financial management (undergraduate is financial economics).

Economy), which is also a good choice. Recently, the trust industry has risen again. For graduates majoring in finance,

It adds a new choice, and the operation strategy of its big investment bank makes it follow the "elite line" in the use of personnel.

There is a saying in the investment community that "80% of the company's profits are created by less than 5% of its employees". The above three current employment concepts are all products.

Extremely "poaching", these three companies have the strongest liquidity in the financial industry. Interested in risk management, running around all day, often

In 2008, the "elite talents" with stomachache and no fixed place may wish to choose this industry. Of course, apart from teasing, there is no denying this line.

Compared with the input, the return given by the industry is still proportional. It is suggested that male students choose this industry, which should be more developed.

5. Insurance companies can refer to the analysis of commercial banks. After several years of experience in insurance marketing and risk management,

With the rapid growth of domestic joint-stock insurance institutions and the entry of foreign insurance institutions, there are still many things to be done. Essence of insurance

Mathematics major is very popular. Social security centers and financial audit departments are places for providing for the aged, which are relatively stable but not flexible.

Of course, friends who want to get a steady return may wish to consider it as an option.

Six, the four major asset management companies are similar to policy banks. At present, their original purpose and function are gradually disappearing. golden

The financial leasing and guarantee industry is developing rapidly, so it can be considered to enter. Of course, if you have experience in banking and securities.

You should do more to enter this industry.

Seven, the listed company's securities department work experience is also acceptable, and it spans two lines of the securities industry, and then it must have a foothold for development. such as

It will be more beneficial to your future career if you do a good job in preparing for the "IPO". Financial and industry analysis skills are required.

Advanced, strengthen research in this area.

Eight, colleges and universities, research institutes are the first choice for students who are interested in doing academics. Obviously, I won't say more.

Extension (Economic Law Major)

After more than 20 years of reform achievements, at the beginning of 2 1 century, China's social and economic relations have undergone major changes.

However, the development direction of things is forward, the road is tortuous, and some detours are inevitable. Because of this, it is now.

Various economic relations in China society are complicated, and civil and commercial economic legislation is changing with each passing day. Meanwhile, as

As the core of modern economy, various economic relations in the financial industry are also changing, adjusting, developing and advancing. ...

As a result, in the financial industry, the demand for legal professionals and financial professionals has greatly increased, and many banks have been established.

The legal affairs department is responsible for related creditor's rights disputes, property rights changes, signing economic contracts and research and development of financial products.

After graduating from law-related majors, legal consultants, management and finance undergraduates,

The advantage of its compound talents is obvious in the financial industry. At this time, an educational project JM (Master of Laws) became.

Many undergraduates majoring in finance and economics are the first choice for graduate students. This is a senior talent who knows both finance and law. Due to work needs

Up to now, securities companies, trust companies and some financial holding companies mainly engaged in investment banking are interested in economy, law.

Talents with double degrees in law or related work experience are very popular.

In many countries, the demand of industry supervision departments and government agencies for such compound talents has been reflected in their annual talents.

In the qualification requirements of the recruitment examination.

The research department of securities companies pays more attention to the engineering background because of the dual needs of industry research and policy research.

Jms is in high demand. In addition, according to my research on domestic funds and fund managers in the past two years, there are

At present, nearly 30% (or even more) fund managers have the titles of law, master of law and doctor, and most of them are economics.

Majoring in finance or engineering, of course, there are reasons why it is easier to get a liberal arts degree, and there are indeed.

Some people grow up to be elites in the industry after taking law graduate students.

In practical work, the close relationship between economy and law is the basis and source of talent demand in this society, which comes from economy.

In view of the demand of social specialization, civil and commercial economic lawyers will play the following roles in the future economic and financial fields.

This is also one of the main reasons why financial graduates flock to JM and Cisco in recent years.

One.

conclusion

First, compared with the increase in the number of students majoring in finance, in recent years, the domestic financial industry has graduated from finance (undergraduate)

The demand for students is declining. This trend is mainly manifested in the demand for undergraduates majoring in finance.

Due to the increase in the number of financial graduate students and the financial industry's doubts about the practicality of financial undergraduates, for undergraduates,

The demand for graduates has declined, while the demand for graduate students has increased. Compared with other economic management majors, it is correct.

The demand for accounting and finance majors has increased, which has exceeded the demand of financial graduates since 2000.

The demand for finance undergraduates is declining.

Two, law, computer information graduates to enter the financial industry to broaden their horizons. Related to the level of graduate students majoring in law

I have introduced the situation in detail above, so I won't say much here. The introduction of a large number of computer information graduates is actually related to

The development of modern information society is closely linked, which is more important in securities companies. If a securities company commits the crime of grabbing a sedan chair or a faucet, it must set sail.

There is something wrong with the trading system, which will be a disaster! In this way, a large number of computer professionals have joined the financial industry.

Come, played an important role.

Three, finance, law, finance, computer science, the number of candidates for postgraduate entrance examination is increasing year by year, which reflects a certain stage of the country.

It is no exaggeration to say that the personal income adjustment mechanism and the market demand for human resources are in full swing.

Rising is closely related to the financial industry. Before 2000, the income level of employees in the whole financial industry was

It is the highest in all industries in China, and today's differentiation of hot and cold majors largely begins with the economic situation between 1995-2000.

Tolerance and income level are undoubtedly the invisible baton of specialized division of labor. And after 1995, the network is hot, financial information

The construction of information technology has deepened people's bullish market for computer information specialty, from industry to income level to specialty.

Division of labor, you don't believe it? That's what happened. Now, the disadvantages accumulated in those years have been reflected, and more people have appeared.

It can be predicted that the number of students majoring in finance and computer will increase in the next 10 year.

Demand is weakening; In contrast, there is still room for improvement in law and finance. Of course, I am a graduate student here.

Explore the professional development trend of this level.

Fourth, since God has given talents, let them find jobs! The key is to believe in yourself. Specialty is not the bottleneck that restricts a person's development now.

In a modern investment bank, even more than half of the people are non-financial economic and financial majors, and their majors are different.

No, there are machinery, communication, physics and law, but they have one thing in common. They all believe in themselves and disobey fate.

Pai, hardworking people! Such people, whether they are undergraduates, graduate students or returnees, are all majors here.

Can't explain anything in the classroom. In fact, what we learned in college is too divorced from our actual work to be possible.

Copying and using is not feasible, so the most important thing is obviously not specialty, but occupation and A.

Love, passion, diligence and persistence for the industry are the most important! Here, I hope all the friends at the gas station are happy.

Strive hard and strive for self-improvement!

Let's stop here. The above analysis or evaluation is mainly based on the analysis or evaluation of my classmates and friends in finance, postgraduate entrance examination and so on.

What you have learned from your experience may be incomplete and inaccurate, and there may be shortcomings or mistakes, but you can see it from your heart.

If it can inspire everyone, it will be of some significance.