Buying funds depends on the ability of fund managers. Managers of overseas funds are relatively stable and often have rich investment experience. According to the data I saw some time ago, the average tenure of American fund managers is 5.7 years, while the average tenure of domestic fund managers is about 1 year. Domestic funds can basically only invest in the domestic market, while overseas funds can invest in the world. Their fund managers can find the best market in the world, and the final investment results will definitely be different.

Personally, I suggest going to the road of the rich to buy overseas funds. Moreover, Futu Fund Bao supports independent account opening of fund accounts.