On June 22, the Shanghai Municipal Medical Insurance Bureau issued the "Notice on Matters Concerning the Conversion of the Municipal Basic Medical Insurance in 2022" (Shanghai Medical Insurance Regulations [2022] No. 3).

The "Notice" clarified three medical insurance standards: first, the standard for inclusion in personal medical insurance accounts; second, the standard for collective fund minimum payment; and third, the standard for the maximum payment limit of the collective fund.

It’s about personal medical insurance benefits and expense reimbursement, let’s take a look!

For employees on the job: divided into 3 levels based on age, among which: the minimum credit standard for the personal medical insurance account of current employees is 210 yuan, and the maximum credit standard for the personal medical insurance account of current employees is 630 yuan, with a difference of 420 yuan between the two.

For retirees: divided into two levels based on age, among which: the minimum credit standard for retirees’ personal medical insurance accounts is 1,680 yuan, and the maximum credit standard for retirees’ personal medical insurance accounts is 1,890 yuan, with a difference of 210 yuan.

It should be noted that the standards for inclusion in personal medical insurance accounts in 2022 are consistent with those in 2021 and have not changed.

2. The minimum payment standard of the medical insurance overall fund for current employees: the minimum payment standard of the overall fund is 1,500 yuan.

For retirees: divided into two levels.

Among them: for those who retire before December 31, 2020, the minimum payment standard for the overall fund is 700 yuan; for those who retire after January 1, 2021, the minimum payment standard for the overall fund is 1,200 yuan.