There is no fixed standard for fund profit-taking, but a target value can be set according to market conditions, which means that once the fund reaches the target rate of return, it will be redeemed in time.
It is worth noting that the general market conditions will affect the trend of the fund. When the market is not good and the fund continues to fall, investors can stop and sell at this time to avoid further losses caused by the continuous decline of the fund's net value, or make profits and ensure profits.
Fund profit 15% or 20% depends on its own situation. The purpose of fund profit is to redeem it in time when it reaches a certain expected rate of return, so as to protect its expected income and prevent the fund from depreciating.
If the fund market is good, you can set a bigger profit target, that is, 20%.
In addition, if your personal style is relatively low, you can also consider selling half at 15% and selling the remaining half at 20%.
Of course, if you think that 15% is enough, then it is correct to sell it all, because there is no optimal solution to the investment itself.
When the fund takes profit, it can refer to the net value of the fund, and when the net value of the fund falls from the highest point to a certain value, it takes profit. In addition, you can also take profit according to the valuation of the fund, such as buying more when it is undervalued, so that you can buy more low shares with the same amount, buy less when it is overvalued, and take profit decisively when it is high.
Because the fund may fall after reaching a relatively high level, the fund is fluctuating and will not keep rising, so pay special attention when it is at a high level.