As we all know, the review of provident fund loans is relatively strict, and the provident fund center should complete the examination and approval work within 7 working days from the date of accepting the loan application. For applicants who submit incomplete or incomplete information, the probability of their application failure is greater. So, what are the loan conditions of Jiaxing Provident Fund?

Jiaxing first-hand housing provident fund loan conditions are as follows:

1 First-hand houses purchased by applicants applying for provident fund loans must be purchased on the premise of self-occupied housing.

Moreover, users who want to apply for Jiaxing provident fund loans need to have permanent residence or valid residence status in this city.

Before applying for a loan, the housing provident fund has been paid normally for 6 consecutive months. It is important that the payment is not in default.

4. Have a stable economic income, no bad credit record, and have the ability to repay the loan principal and interest as required.

5. The applicant takes the down payment and the first set of self-owned funds accounting for more than 30% of the total price as the down payment, and the first set of self-owned funds accounting for more than 40% of the total price as the down payment.

Under normal circumstances, applicants who meet the above conditions can apply for provident fund loans in Jiaxing. It should be noted that if it is the same purchaser, the purchaser applying for housing provident fund loan is temporarily limited to his parents and adult immediate children. Before the house mortgage takes effect, the applicant also needs to provide a guarantor recognized by the customer and use the purchased house as collateral.