After twenty or thirty years of investment, the fund may still lose money. The China stock market just goes up and down, down and down, and goes on and on. At present, the fund system is unreasonable, and the interests of fund holders are easily damaged.

According to the current situation of global water release, the currency may depreciate more and more in the future, and gold has the function of preserving value. However, at present, gold is in a downward channel and is likely to fall below 1500. I suggest you wait and see for a while and start to make a fixed investment.