1. Military personnel who participate in the housing accumulation fund can purchase, build, renovate and overhaul their own houses during their employment, and after vacating the military housing, they can receive all the individual housing accumulation funds upon approval, and continue to participate in the collection of housing accumulation funds. Demobilized, retired, retired personnel, after vacating military housing, the balance of housing provident fund in their personal accounts will be paid to individuals in one lump sum by their units; Sacrifice, the deceased, their spouses and children vacate military housing, the unit will pay the balance of housing provident fund to the legitimate heir.

2. Officers, civilian cadres and non-commissioned officers who participate in the collection of military housing provident fund, as well as retired cadres and non-commissioned officers in military management, can apply for military housing provident fund loans when purchasing housing. When applying for a loan, the following conditions are required:

(1) The family has the ability to repay the principal and interest of the loan;

(2) There are funds that are not lower than the down payment ratio of housing provident fund loans stipulated by the state;

(3) Having a house purchase contract, agreement or relevant certification documents that meet the legal requirements;

(4) provide loan guarantees that meet the requirements of cooperative banks;

(5) The house purchased is the first family house;

(6) Neither husband nor wife has applied for military or local housing provident fund loans;

(7) Good credit status;

(8) Other conditions stipulated by the army and cooperative banks;

(9) If both husband and wife of the borrower are military personnel, only one party can apply for a military housing provident fund loan.