If someone gives you this promise, it's definitely a bluff. Never forget that funds are risky, much bigger than banks and bonds. Investment funds only think about income, which is very dangerous and will pay the price sooner or later. In fact, I didn't expect your 200 points, but I felt it necessary to remind you after seeing your request. If you must buy it, please refer to the following article.
20 Most Worth Investing Funds 20 10
Only by stepping on the rhythm of the stock market can we be invincible. What is the rhythm of 20 10? Is it a continuation of the trend in 2009 or a unilateral decline as in 2008? Judging from the current forecasts of major securities firms, most of them are cautiously optimistic and think that 20 10 will be a volatile market. If the fund investment of 20 10 is expected by these institutions, more skills are needed.
According to the analysis of the data research department of Investor News, with the global and domestic economic recovery, the growth rate of corporate profits has accelerated, and the overall 20 10 stock market is improving. However, because the market has overdrawn some corporate profits of 20 10 in 2009, and the government may gradually withdraw some incentive policies due to inflationary pressure, market shocks will be inevitable. Based on this prediction, it is suggested that investors can continue to choose partial stock funds, especially active stock funds, in the fund investment category of 20 10.
From the choice of specific funds, it is suggested to consider the income and risk of the fund, and not to care too much about whether its annual rate of return is in the top 10. It is suggested to choose a fund with long-term stable rate of return and low risk.
Review of Investment Advice in 2009
At the beginning of 2009, few investors could imagine that the return rate of some funds could exceed 100% this year, and the average return rate of equity funds could exceed 70%.
In early 2009 and mid-2009, the data research department of Investor announced the 15 funds with the most performance potential that can be selected in the Year of the Ox (see Investor, No.6, 2009) and the 10 funds worth buying in the second half of the year (see Investor, No.26, 2009). By the end of 2009, the performance of these funds was basically in the top third of the performance ranking of similar funds in that year.
Among the 15 potential funds recommended at the beginning of the year, Huaxia Fuxing, Bank of Communications Growth and Great Wall Jiufu ranked 6th, 2nd163rd respectively in the 180 stock type (Galaxy Securities Fund classification, the same below); Huaxia Market Select, Huabao Xingye Baokang Consumer Goods, Golden Eagle Small and Medium-sized Select, Huaxia Bonus, Morgan Stanley Resource Optimization (LOF), BOC China (LOF) and Shenwan Paris Li Sheng Select ranked 1, 165438 and 65438 respectively among 72 hybrid funds-partial stock funds. The stable allocation of Bank of Communications, the flexible allocation of Industrial Trend Investment (LOF) and the allocation of Huabao Industrial Baokang ranked second, seventh and 16 among 56 hybrid funds respectively.
Among the 10 funds recommended in the middle of the year, Huaxia Fuxing, Jing Shun Great Wall Growth No.2, Great Wall Consumption Appreciation, Bank of Communications Growth, Bank of Communications Select and Bank of Communications Blue Chip ranked 6th, 8th, 1 1 and 2 1 respectively. Prosperous financing industry, leading enterprises in China, and Penghua Power Growth (LOF) ranked 6th, 7th and 17 among 72 hybrid funds respectively, and Bank of Communications ranked 2nd among 56 hybrid funds-flexible allocation funds.
Select the top fund of 20 10.
Why are the performance rankings of these funds in the forefront? Mainly because these funds have strong profitability and risk control capabilities.
Although the 65,438+05 fund recommended at the beginning of the year and the 65,438+00 fund recommended in the middle of the year were not all ranked in the top 65,438+05 or the top 65,438+00, they still achieved the top three results under the same risk. If investors can hold the top third of the funds with stable performance every year, the overall performance return can still be in the forefront under the background of long-term investment.
In 20 10, how can we choose such a reassuring fund from the top 10 funds this year?
In fact, the number of funds before 10 will change greatly every year. For example, in 2007, the top 10 partial stock funds were still the top 10 in 2008, and even many top 10 were reduced to the bottom 10. The same thing happened in 2009. The top 10 funds in 2008 rarely appeared in the performance rankings in 2009.
The main purpose of fund investment is to share the fruits of economic growth through long-term investment. Therefore, to look at a fund with excellent performance, we should not only look at the performance of one year, but also look at the profitability and risk control ability of more than three years.
Based on this, according to the statistical analysis of the data research department of Investor, the most worthwhile fund of 20 10 is not necessarily the top 10 fund in 2009, but the fund with good risk control ability. This is because, in 2009, it is not the high positions that will be dominant, but those funds with flexible position control and good market rhythm control that can bring ideal returns to investors.
Continuing the pattern of fund selection in 2009, Investor News chose a fund established for two years. In the past two years, these funds have experienced both a big bear market and a big bull market. The management performance in these two years can better represent the profitability and risk control ability of the funds. At the same time, the funds we choose are mainly divided into stock funds and hybrid funds. Because index funds are passively managed, they are temporarily excluded from statistics.
According to the requirements of the establishment time, * * * There are 1 19 non-index stock funds and 106 hybrid funds coming into our sight. According to the management of sample funds in the past two years and one year, the data research department of Investor believes that the 65,438+00 stock funds worth investing in 2065,438+00 are Huabao Xingye Consumer Goods, Yin Hua Core Value Optimization, Bank of Communications Growth Stock, Huaxia Industry Selection, Xingye Global Vision, Cathay Golden Eagle Growth, Yin Hua Wealth Theme, Great Wall Consumption Appreciation, Bank of Communications Selection Stock and Jing Shun Great Wall Growth No.2.
Huaxia Market Selection, Huaxia Renaissance and CITIC Bonus Selection also meet the most worthwhile investment requirements in terms of profitability and risk control level, but they are not included because they are in a state of suspension of subscription.
Among the hybrid funds, the most worthwhile investments are E Fund's value growth, Golden Eagle's small and medium-sized selection, Huaxia dividend, Bank of Communications' steady allocation, BOC China's selection, Guo Fu Tian Rui's strong selection, Xingye Trend Investment, Harvest's value-added service industry, Guo Fu Tianhui's selection growth and Morgan Stanley's resource optimization.
10 stock funds worth investing in.
(1) Huabao Xingye Consumer Goods
This is an old fund established in July 2003. Although there is a certain gap between the rate of return since its establishment and the selection of China's large market managed by Wang Yawei, compared with many old funds, its rate of return is enough to impress investors. This year, as of June 6th, 65438, the cumulative yield was as high as 428%, while the Shanghai Composite Index rose by 1 15%. The fund's rate of return exceeds the Shanghai Composite Index by 3 13 percentage points.
In the past three years, the fund has experienced bull market and bear market, and its performance is still considerable. In 2009, the annual yield was 84%, ranking 18 among comparable equity funds. This performance is mainly due to the strong ability of stock selection. In the first quarter of 2009, it was revealed that its position never exceeded 70%, and its main income came from consumer investment products such as automobiles and real estate.
(2) Optimization of Yin Hua's core values.
1 16.08%, which is the annual rate of return of Yin Hua's core value selection in 2009. The fund lost 0. 1 1 percentage point to Huaxia Market Selection managed by Wang Yawei, ranking second in the fund income list last year.
In fact, the performance of the fund since its establishment is remarkable. Since its establishment in September 2005, the cumulative rate of return has reached 565,438+00%, which is 320 percentage points higher than the Shanghai Composite Index in the same period. It is also worth letting investors pause in the ranking of similar comparable funds in the past three years. As of June 65438+February 3, 20091,the cumulative rate of return in recent three years was 124%, ranking 12 among comparable 120 similar funds.
(3) Bank of Communications grows stocks
In 2009, the Bank of Communications Growth Equity Fund significantly increased its position, and the fund position exceeded 90% at the end of the second and third quarters, which provided strong support for its performance last year. In the performance ranking of equity funds in 2009, the fund ranked 19 with a yield of 83%. Since 2008, the yield has been 0.46%, which means that the rise in 2009 filled the gap of the decline in 2008. The current unit net value is equivalent to the unit net value at the beginning of 2008, but the current position of the Shanghai Composite Index is far from that at the beginning of 2008, and there are few such funds in the market.
The fund is also the key investment target of institutional investors. As can be seen from a quarterly report, the proportion of institutional investors has been rising. As of June 30, 2009, * * * held 1 1 billion copies of the Fund, accounting for 37% of the total share of the Fund.
(4) Selected industries in China.
When it comes to products of Huaxia Fund Company, most investors think of Huaxia Market Selection managed by Wang Yawei and Huaxia Renaissance managed by Sun Jiandong, but these two funds have been in a state of suspension of subscription, which can only make investors sigh.
In fact, in addition to these two products, there are many excellent products managed by Huaxia Fund, such as Huaxia Industry Selection and Huaxia Bonus. Huaxia Industry Select was established in June 2007 +0 1. At that time, the Shanghai Composite Index was 5000 points, and the net value of fund issuers was 1 yuan. As of June 2009, the Shanghai Composite Index was 3270 points, and the net value of fund units returned to 1 yuan again.
(5) Societe Generale's global vision
The investment and research ability of Industrial Fund Company since its establishment has been praised by the industry. In 2009, Xingye Global Vision Fund ranked 35th among 120 comparable funds with a yield of 77%. Since 2008, the cumulative rate of return of the fund has been-65,438+0.65,438+065,438+0%, basically returning to the level at the beginning of 2008.
The success of the fund lies in its stable position management ability and individual stock selection ability. In 2008, the position was controlled below 70%, and it was quickly adjusted to around 80% when the market came. It can also be seen from the stocks held in heavy positions that they all showed good growth in the later period.
In addition to the above-mentioned stock funds, hybrid funds with the same characteristics include Cathay Golden Eagle Growth, Yin Hua Fortune Theme, Great Wall Consumption Value-added, Bank of Communications Selected Stocks, and Jing Shun Great Wall Growth No.2.
10 hybrid funds worth investing in:
(1) E Fund Value Growth
E Fund's value growth fund is the first hybrid fund in 2009, with an annual yield of 103%. The performance growth of most funds began to slow down after they became larger, but this fund achieved sustained growth in 2009. By the end of12,31period, the total assets of the fund reached 32 billion yuan, and at the same time, it achieved rapid growth in performance.
An important feature of the success of the fund is to get rid of the shackles of large-scale funds in the past. In addition to allocating large-cap blue-chip stocks to heavy stocks in a low proportion, the risk of centralized stock selection is mainly reduced by widely allocating high-growth small and medium-cap stocks.
(2) Huaxia dividend
Huaxia Bonus is another fund under Huaxia Fund Company that has suspended subscription, but the fund can make a fixed investment. Since its establishment in June 2005, the cumulative rate of return of the fund has been 5,565,438+0%, while the Shanghai Composite Index has increased by 203%, exceeding the Shanghai Composite Index by 248 percentage points.
The yield of Huaxia dividend in 2009 was 79%, ranking16 among similar funds; Since 2008, its two-year rate of return is 10%, ranking fourth among similar funds; The rate of return since 2007 is 196%, ranking 1 among similar funds. The success of Huaxia dividend lies in the decentralization of equity. Under normal circumstances, it holds about 250 stocks, and the top 10 stocks are only a small part of the fund's holdings.
(3) Steady configuration and mixing of Bank of Communications.
This is another fund managed by Bank of Communications Schroeder Fund Company, which is held by a large number of institutions. As of June 30, 2009, the institution held 2.3 billion copies, accounting for 44% of the total fund share.
Since the establishment of the fund, the cumulative rate of return has reached 236%, while the Shanghai Composite Index has risen by 1 12%, exceeding 124 percentage points. Since 2007, its three-year rate of return has been 1 16%, ranking 10 among 106 similar comparable funds; Since 2008, the fund has increased by 5%, ranking sixth; Since 2009, the performance is not backward at all, with a yield of 85%, ranking ninth among similar funds.
(4) BOC China Select
This is a small fund with a scale of only 1 1 billion, but its management performance has been good in recent years. In 2009, the fund ranked 25th among similar funds with a yield of 74%; Since 2008, the fund's return rate is 4%, and it is one of the few small-scale funds whose net worth has returned to the level of early 2008.
In 2008, the fund achieved a rate of return of 4%, ranking seventh among similar comparable funds in the same period; If compared with similar funds since 2007, it shows its strong investment management ability. As of June 65438+February 3, 20091,BOC China Select ranked fifth among similar funds with a yield of 136%.
(5) The strong choice of rich country Tian Rui.
If we only look at the performance in 2009, it is a fund worthy of attention, with an annual rate of return of 99% ranking fourth among hybrid funds. Moreover, unlike some funds with high positions, this fund has always maintained excellent performance. Since the fund was established in April 2005, the cumulative rate of return has reached 374%, while the Shanghai Composite Index has only increased by 173%, exceeding the Shanghai Composite Index by 20 1%, with an average annual rate of return of 60%.
In addition to the above-mentioned hybrid funds, hybrid funds with the same characteristics include Xingye Trend Investment, Harvest Service Value-added Industry, Guo Fu Tianhui Select Growth, Morgan Stanley Resource Optimization Mix, and Golden Eagle Small and Medium-sized Select.