More and more people regard the money fund as their investment and financial management tool. However, many people don't know when the money fund will have interest. Discuss? When will the money fund have interest? First of all, we must understand the calculation rules of money fund interest. As we know, the face value of the Monetary Fund is fixed at $65,438 +0. Managers publish two values every day, namely? 7-day annualized rate of return? And then what? Rate of return per 10000 shares? . Among them, the 7-day annual rate of return refers to the annual rate of return of the income obtained in the last 7 days (including holidays), and the income per 10,000 yuan of the fund refers to the actual income that the fund can obtain on that day.

Monetary funds are conservative. It is an open-end fund that gathers idle social funds and is operated by fund managers and fund custodians. It is a small money market tool that takes risks for fund custodians. Different from other types of open-end funds, it has high security, strong liquidity, stable income and? Savings? The characteristics of. The comparison fund has no cost problem, no risk and no investment cost, no matter the face value is $65,438+0, starting from 65,438+0,000 yuan. Of course, the money fund also has certain advantages. It does not need any subscription and redemption fees, and there is no loss in investment and redemption, so you can buy it with confidence.

When we buy or sell any product, we will look at its ranking to decide whether it is good or not. The same is true for buying funds. When we enter the money fund operation page, all money funds are sorted from high to low according to the expected annual rate of return of an indicator. According to the ranking, you can see your favorite funds. At the same time, you can also set your own ranking indicators on the software, such as the annualized rate of return on the 7 th and the expected rate of return per 10,000 yuan. We choose to invest in money funds, naturally hoping to get a higher rate of return than the bank deposit interest rate in the same period, so we must first set an expected rate of return, which should be around 5%. Then look at which fund products are close to this standard and choose from them. In addition to paying attention to its historical rate of return, we should pay more attention to whether the historical trend of the fund is stable, and do not choose those fund varieties that have skyrocketed because the investment risk is too great.

The income of the money fund is actually based on the income of every ten thousand people. In terms of income, if the accumulated income of 654.38 million funds is 654.38+000 yuan, it is equivalent to 654.38+0% income. To sum up, the calculation method of monetary fund income is the sum of the daily income of monetary fund units during this period. The specific income calculation formula is: fund income on that day = fund share? Monetary Fund's income on that day/10,000. In fact, money funds are generally purchased on T day, and T+ 1 begins to calculate the income. Interest will be calculated on the second day after redemption. If you subscribe after 15:00 or after weekends or holidays, you must wait until the next subscription day to complete your request.