Fund is an investment method with relatively moderate expected returns and risks, and its flexibility is stronger than that of bank deposits and wealth management products, so many investors will choose the fixed investment of the fund to manage the daily idle funds. So how do you buy a fund to vote? Let's look at the secret of fixed investment funds in Bian Xiao.

First, the fixed investment fund channel

1, third-party fund consignment platform

Funds are generally issued by fund companies, but the purchase channels of funds are not limited to fund companies. The third-party fund consignment platform is one of the channels commonly used by individual investors. There are many third-party funds consignment platforms, such as Alipay and Licaitong.

Take Alipay Fund's fixed investment as an example, log in to Alipay APP, enter wealth and fund in turn, and you can screen out the fund you want to invest in. After entering the fund details page, there are two options at the bottom of the page: "Buy" and "Fixed Investment". Just select "Fixed Investment" and set basic information such as fixed investment amount, payment method and fixed investment period, and the system will automatically buy at the specified time.

2. Banks

Banks are also a common channel for fund consignment. The fixed investment method is similar to the third-party fund consignment platform. Log in to the mobile banking of the corresponding bank and enter the fund sector. The fund details page generally has the option of "Fixed Investment".

Second, the choice of fixed investment funds

The main advantage of the fund's fixed investment is to spread the investment risk and cost of the fund, while the stock fund and index fund are relatively more suitable for the fund's fixed investment. Bond funds and money funds themselves fluctuate less, and the gap between fixed investment and one-time purchase is not big, which is not suitable for fixed investment.

Third, fixed investment cycle.

The fixed investment cycle of the fund generally includes daily fixed investment, weekly fixed investment and monthly fixed investment. From the perspective of expected return, the choice of fixed investment period and fixed investment date has little effect on the expected return of the fund. Investors can choose fixed investment period according to their own funds without being too entangled.

The above contents about how to buy the fixed investment of the fund, I hope to help everyone. Warm reminder, financial management is risky and investment needs to be cautious.