In fact, there is no difference between these two dividend methods, and both have their own advantages.

Benefits of cash dividends: Because there is no redemption fee for dividends, and personal income tax is exempted, that is, it is safe to leave the bag (suitable for investors who are optimistic about the market outlook or have financial needs in the near future)

Good dividend reinvestment: the subscription fee for reinvestment is exempted, and the reinvested share can continue to invest in the Fund, and you can also enjoy the next dividend (suitable for long-term value investors who are optimistic about the market outlook or have no short-term capital use needs).