reliable.

1. background analysis of the platform

jingdong finance has been an independent platform, and it was separated from JD.COM group as early as October 213. But it only means that JD.COM Group does not intervene and interfere in its business, and JD.COM's brand influence still affects Jingdong Finance. Users in JD.COM can log in to JD Finance directly with their accounts, so JD Finance does have various business cooperation with JD.COM, which also proves that the platform is reliable.

2. Product analysis of the platform

The wealth management products in Jingdong Finance mainly include Jingdong small treasury, funds, bank selection, stocks, gold, etc. These products are all regular products that are allowed to be listed through the supervision of regulatory agencies. However, as an information display platform, JD Finance itself will conduct a series of inspections on products before launching them. Therefore, there is no doubt about the regularity of wealth management products launched in JD Finance. As for the risk of wealth management, it is inherent in the products themselves.

3. Capability analysis of the platform

Since the launch of Jingdong Finance, there has never been any overdue payment of wealth management products. And low-risk wealth management products such as money funds have never suffered losses. Even the recent Liu Qiangdong incident did not have any impact on JD Finance. Some netizens will worry that the platform may encounter a run like P2P, but the Jingdong financial platform itself does not carry out financing, so there will be no capital chain break.

generally speaking, financial management in jingdong is quite reliable. Comparing Jingdong Finance with Alipay, the weak point is that there is no convenient payment function of Alipay. However, purely from the financial management function, JD Finance is indeed a very good financial management platform.

Now people's lives are getting better and better, and they have savings in their hands, so financial management is becoming more and more popular. However, the wealth management market is broad, and there are countless wealth management products. It is not easy to choose a high-yield wealth management product that suits you. Jingdong Finance has attracted a lot of people's attention, so is Jingdong Financial Management reliable and can it be trusted? We look for the answer from the following three points of analysis.

first, look at the background of financial management in jingdong. The quality of a financial platform lies in whether it has a background and sufficient financial and technical support. Jingdong Finance is a digital finance section of JD.COM Digital Technology Group. The security and technical strength of the platform can be improved to a higher level with the help of JD.COM. Therefore, JD Finance, backed by the powerful JD.COM Group, should be able to meet the diversified needs of customers.

second, look at the products of jingdong financial management. Jingdong Financial Management has a wide range of wealth management products, including fund products, insurance products, gold products, banking products, etc. The whole wealth category is relatively complete. Users can choose the corresponding products according to their own needs.

third, look at the financial products of jingdong. Different products have different benefits and risks. Although Jingdong Finance has many wealth management products, the risk of each wealth management product is different. Theoretically, the higher the possible income, the greater the risk. In addition, Jingdong Financial Management will not be exposed to the funds for purchasing wealth management products. This way can fully protect the financial security of wealth management personnel, even if it is frequently transferred in and out, there is no need to worry.