China's agricultural insurance began to explore from 1986, 199 1 pilot. By the end of 2003, there were 1.87 counties (cities, districts) in China that carried out rural social endowment insurance to varying degrees, with 54.28 million people participating in the insurance and 25.9 billion yuan of accumulated pensions, and 1.98 million farmers received pensions. By the end of 2020, the accumulated insurance fund is expected to exceed 40 billion yuan (including the endowment insurance fund for landless farmers), and about 2.2 million people will receive pensions.
The insured person of agricultural insurance holds his household registration book and ID card to the village committee or township agricultural insurance office to go through the insurance formalities, and fill in the Registration Form of New Rural Social Endowment Insurance. The village committee will submit the relevant materials to the county social security or agricultural insurance agency in time through the township labor security office. After the county-level social security or agricultural insurance agencies verify the relevant information of the insured, the bank will issue a new rural social endowment insurance bank passbook for the new insured, and then the township labor security office will issue it to the insured.
The insured person will deposit the money directly into the designated bank with the bank passbook, or the social security agency and the township office will collect it from the village Committee in conjunction with the designated bank.
(1) individual payment. Rural residents who participate in the new rural old-age insurance shall pay the old-age insurance premium according to the regulations. At present, the payment standard is set at 100 yuan per year, which is divided into five grades: 200 yuan, 300 yuan, 400 yuan and 500 yuan. All localities can increase the payment grade according to the actual situation. Insured people choose their own grades to pay, and pay more. The state adjusts the payment grade according to the growth of per capita net income of rural residents.
(2) Collective subsidies. Conditional village collectives shall give subsidies to the insured, and the subsidy standard shall be determined by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.
(3) government subsidies. The government pays the insured who meets the basic pension conditions of the new rural insurance in full, in which the central government gives full subsidies to the central and western regions and 50% subsidies to the eastern regions according to the basic pension standards determined by the central government.
The local government subsidizes the payment of the insured, and the subsidy standard is not lower than the 30 yuan per person per year; Appropriate encouragement may be given to those who choose higher-grade standard payment, and the specific standards and measures shall be determined by the people's governments of all provinces (autonomous regions and municipalities).