Submit the following true information to the relevant departments of the school. After the qualification is examined and approved by the bank, students can repay flexibly before or after graduation. Application for national student loan; 1. Copy of my student ID card and resident ID card (minors must provide valid identity certificate of legal guardian and written consent to apply for a loan); 3. My explanation of the family's financial difficulties; 4. Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them. On September 2002 1-September1,the national subsidy standard for student loans was adjusted to further refine the subsidy ratio. Specifically: First, adjust the national student loan funding standards. Considering the adjustment of college students' tuition fees and graduate students' comprehensive fees, the national student loan subsidy standard is adjusted from the current no more than 8,000 yuan per person per year to no more than 1.2 million yuan per person per year for full-time college students and no more than 1.6 million yuan per person per year for full-time graduate students. If the sum of annual tuition and accommodation fees is lower than the maximum amount, the loan amount can be determined according to the sum of tuition and accommodation fees. In the financial aid policy system for college students, the national student loan is mainly to help students from poor families solve the problems of tuition and accommodation during their school days. The above loan amount can basically meet the needs of students from poor families for tuition and accommodation. The second is to further refine the proportion of national student loans. Full-time college students (including second bachelor's degree and students in higher vocational colleges) should have the national average subsidy ratio equivalent to the national student loan in that year, and the national student loan ratio in all regions and universities should be equivalent to the national student loan ratio in that year in their own regions (universities); The proportion of national student loans for full-time graduate students is determined according to the coverage of scholarship policies such as national scholarships and academic scholarships and the situation of students with financial difficulties. At present, the national average subsidy ratio of college students' state grants is 20%, and the specific subsidy ratio of each province is determined according to the distribution of students with financial difficulties, including: 13%- 17% in the eastern region, 2 1%-22% in the central region and 27%-29% in the western region. The above proportion can basically objectively reflect the proportion demand of national student loans for undergraduates in different regions. The cost of study and living of graduate students is relatively high, and there are more channels to obtain grants than junior college students. Therefore, the proportion of national student loans for graduate students is not stipulated, but determined by various regions and schools according to the actual situation.

Second, how to apply for student loans?

First, get the declaration form and the documents that need to be provided from the education commission of the original place of origin. After I apply, I can go back to the village (community street office) and sign it.

Third, how to apply for student loans.

Students must apply for a loan from the bank through the school after the start of the new school year (the specific time is clearly stipulated by each school), and the bank does not directly accept students' personal loan applications. In principle, the handling bank accepts an application for a national student loan once a year.

Students' credit student loans are applied, approved and issued on an annual basis. Before the start of the new semester, students apply for loans from the county (city, district) student financial assistance management center where their families are located. The county-level student financial assistance management center is responsible for the qualification examination of the applications submitted by students. The bank is responsible for the final approval and issuance of loans.

4. What's the process of handling new student loans?

(? ) login system

1, learning? Sign up for the first loan? Online service system, please select your loan type. Local student loans.

2. On the login page? Click the "Register" button, and the system will enter? Go to the registration agreement page? .

3. Click the "Agree" button.

4. record? Basic information: lose? Name (no space in the middle), 18 digits are true and valid? Certificate number, choose Sunan County School? Money management? Recording? The full name of "graduation middle school". (refer to the name of the official seal of the school).

5. lose? School information: click "? After the school name? " Choice? School ",lost? Name of the school. Click "query" and click "research"? Before school? Select button, and then click OK. Record in turn? "Department name", "professional name", and select "professional category". Recording? Student number? Academic year, educational system, educational background. (note:? The name of the school, the name of the department and the name of the major should be filled in strictly according to the contents of the notice at that time; ? What is the academic year of admission? It's time to study. )

6. Click "Down? Step ",set the login name, password and security information. Click "Down? Step ",fill in the information in turn.

7. Peggy? Pop up? "Registration successful", click "Back" to register successfully.

8. manufacturing? Log in with the newly registered login name and password.

, online application

1. Log in to the system, enter the page, and click the selection bar on the left? In "Loan Application", click "Add" to pop up "Add Loan Information" and fill in the loan? Borrow by * *? Information. Note: loan? The amount is the sum of accommodation and tuition. Most? Can't? Within 8,000 yuan, the minimum shall not be less than 1000 yuan. The longest loan term is 14 years. How exactly is it calculated? Method: new? = years of schooling 10 (calculation result? Fill in14); ? Is the school at school? = educational system-years in school 10 (calculation result? Fill in 14).

2. Print the form. Click "Submit" and the system will pop up. , indicating that the application was submitted successfully. Click "Return", click "Select" to select the listed application form, and then click "Export Application Form". Save as word? File, directly print the application form (? Type? ). study? Go to the county school? Money management? The application form must be printed after it is exported from the system. In addition to "signature" and "qualification examination", other required contents must be taken from? Print after export (A4), don't? Fill in. Loan review and contract signing