Housing provident fund can be used in different places. Since July 1 2065438, the National Housing Provident Fund Management Center can handle the transfer and connection of housing provident fund in different places through the transfer platform.

Cross-regional in the case of complete procedures, in line with the relevant provisions of the transfer, apply to the management center, you can handle the transfer and connection business through the "National Housing Provident Fund Transfer and Connection Platform".

According to the requirements issued by the Ministry of Housing and Urban-Rural Development, the relevant departments are speeding up the construction of a national platform to handle the transfer and connection of housing provident fund in different places, and will realize "accounts follow people" in the future.

Of course, so many cities across the country have their own rules. Whether you can buy a house loan in different places depends on the local provident fund policy.

First, the city can be 1, which supports inter-provincial loans, including Qingdao, Shenyang, Changchun, Jinan, Luoyang, Xi 'an, Kunming, Yinchuan, Lanzhou, Chuzhou and Huaibei.

However, Changchun, Qingdao, Luoyang and Kunming require applicants to have a household registration in this city, and the household registration is in farmers.

2. The cities that support inter-provincial mutual loan areas are Wuhan, Changsha, Nanchang and Nanning. Among them, Nanning and Guangxi and other 2 1 provinces (autonomous regions) directly managed provident fund centers realize loan intercommunication, and can purchase houses in the other provincial capital cities, regardless of household registration.

3. The cities that support the national provident fund loans in different places are: Beijing, Shanghai, Guangzhou, Shenzhen, Chongqing, Tianjin, Harbin, Taiyuan, Shijiazhuang, Chengdu, Hainan, Guiyang and Xining. Among them, Guiyang has been on trial for one year since August 15 and 20 10, requiring applicants to have local household registration; Guangzhou, Harbin, Chengdu, Shijiazhuang and Hainan also require applicants to have local household registration.

Two. Housing provident fund loan process The Ministry of Housing and Urban-Rural Development shall follow the following procedures:

1. The general loan city provident fund center accepts the consultation of employees' loan business in different places and informs them of the materials needed for loan review at one time;

2. The employees themselves or their clients apply to the municipal provident fund deposit center, and the municipal provident fund deposit center verifies the employee's deposit loan according to the employee's application, and issues the "Certificate of Deposit and Use of Housing Provident Fund" for employees who have not used the housing provident fund and whose personal housing loans have been settled;

3. After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loan to the deposit city provident fund center. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center. Deposited to the city provident fund center to identify employees' loans in different places, and establish a detailed account of employees' loans in different places;

4. During the repayment period of employee loans paid in different places, if the personal account of housing provident fund is transferred, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer it to the city provident fund center. Transferred to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account;

5. When loans overdue is in different places, the money paid to the city provident fund center shall be used by the loan city provident fund center to carry out loan collection and other work. According to the loan contract, the balance of the loan employee provident fund account can be deducted for repayment.

Consult the local provident fund center for specific operation.

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

"On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" project, which is legally necessary, and paying it also means an obligation. [ 1]

20 16 March 23rd "13th Five-Year Plan" outlines the implementation of maternity insurance and basic medical insurance in parallel. This means that in the future, with the merger of maternity insurance and basic medical insurance, the familiar "five insurances and one gold" will become "four insurances and one gold", medical insurance will be merged with maternity insurance, and some large enterprises will buy benefits for their employees, such as personal accident insurance and critical illness insurance. [2]