1, capital security
Ping An Dahua Finance Fubao is issued by Ping An Dahua Fund and managed by Ping An Bank. After the user purchases Ping An Dahua Fortune Bao through Lu Jinbao t+ 1, the funds will directly enter the bank's escrow account, and the fund manager cannot directly contact the funds, thus ensuring the safety of the funds.
2. Security of principal and interest
Money fund products do not guarantee the principal and do not promise the minimum expected return. Ping An Dahua Caifubao has never lost money since its establishment. Therefore, as a money fund that has been running steadily for four years, the security of its principal and interest is still relatively guaranteed.
3. Structural safety
As of June 30, 2008+2065438, the individual shareholding ratio is institutional shareholding ratio and internal shareholding ratio. Only when the proportion of individual holdings increases, the structure of the money fund will be relatively safe, so as to avoid the situation that the redemption of institutions will affect the scale of the fund and lead to the decrease of expected returns.
4. Redemption of securities
Under normal circumstances, the fund registration agency will confirm the validity of the transaction within T+ 1 day after submitting the redemption application. If you encounter network reasons or banking restrictions, you may not receive the funds in time. But most of the time, the redemption operation of the money fund is relatively safe, and there are few failures.
Lu Jinbao t+ 1 is a small change financial product, and its security is still very good. However, it should be noted that money fund products may encounter various risks in their operation. Although it is a low-risk fund product, its security is not equal to bank deposits, and there is still the possibility of losses.