Before discussing the Alipay fund portfolio, we must first understand the fund portfolio.
One is the combination of stocks, bonds, cash and other assets, that is, it is distributed among different assets in proportion; The second is the combination of bonds and stocks, that is, which varieties of bonds and stocks are selected in the same asset class and what their respective weights are.
So, is Alipay's portfolio safe?
One advantage of investment funds is that portfolio investment can spread risks, and through professional asset allocation, lower risks and higher returns can be achieved.
The investment risk of the fund portfolio is low. On the one hand, the issuer of Alipay products has a high ability to resist risks. On the other hand, Alipay's fund portfolio is a combination of monetary fund and bond fund, with high security and low liquidity risk.
Is this a good way to combine funds?
Alipay's portfolio is highly liquid, and investors can access it at any time, with high flexibility. The expected rate of return and bank deposit interest rate are higher than those of pure money funds, which can meet the same liquidity demand.
The investment threshold of Alipay fund portfolio is low, and the portfolio gives all kinds of investors more choices through different weight ratios.
That's all about the security of Alipay's portfolio. I hope everyone will weigh the pros and cons and help the investment. Warm reminder, financial management is risky and investment needs to be cautious.